PrimeTrust Financial Federal Credit Union
PrimeTrust Financial Federal Credit Union received 88 applications in 2025 and made 65 mortgages, in 8 counties across 1 state. The median rate its borrowers got was 7.375% on a median loan of $45,000. Of 81 decisions, 16 were denials — 19.8%, most often for credit history.
| Legal Entity Identifier | 254900HUD7SD8U5L3C11 |
|---|---|
| Applications received | 88 |
| Mortgages made | 65 |
| Denied | 16 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 7 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.258 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Other purposes | 50 | 7.375% | $45,000 | 19.4% |
Where PrimeTrust Financial Federal Credit Union lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Delaware County, IN | 51 | 7.250% | 19.1% |
| Randolph County, IN | 7 | Under 10 loans | 12.5% |
| Henry County, IN | 4 | Under 10 loans | 20.0% |
| Grant County, IN | 1 | Under 10 loans | 0.0% |
| Madison County, IN | 1 | Under 10 loans | 0.0% |
| Wabash County, IN | 1 | Under 10 loans | 0.0% |
| Blackford County, IN | 0 | Under 10 loans | 100.0% |
| Jay County, IN | 0 | Under 10 loans | 100.0% |
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When PrimeTrust Financial Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.