Quoin Financial Bank
Quoin Financial Bank received 58 applications in 2025 and made 42 mortgages, in 9 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $195,000. Of 47 decisions, 5 were denials — 10.6%.
| Legal Entity Identifier | 5493003FRXPF7VWOYZ40 |
|---|---|
| Applications received | 58 |
| Mortgages made | 42 |
| Denied | 5 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Quoin Financial Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 23 | Not published | $295,000 | 0.0% |
| Refinancing | 16 | Not published | $180,000 | 20.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 25.0% |
Where Quoin Financial Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Minnehaha County, SD | 19 | Not published | 13.6% |
| Lincoln County, SD | 10 | Not published | 0.0% |
| Lake County, SD | 6 | Under 10 loans | 0.0% |
| Hand County, SD | 5 | Under 10 loans | 16.7% |
| Nicollet County, MN | 1 | Under 10 loans | 0.0% |
| Hyde County, SD | 1 | Under 10 loans | 0.0% |
| Hutchinson County, SD | 0 | Under 10 loans | 100.0% |
| McCook County, SD | 0 | Under 10 loans | Not published |
| Miner County, SD | 0 | Under 10 loans | Not published |
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When Quoin Financial Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.