RED RIVER FEDERAL CREDIT UNION
RED RIVER FEDERAL CREDIT UNION received 73 applications in 2025 and made 65 mortgages, in 8 counties across 1 state. The median rate its borrowers got was 7.125% on a median loan of $75,000. Of 72 decisions, 7 were denials — 9.7%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493001EYKX1T5YCJ737 |
|---|---|
| Applications received | 73 |
| Mortgages made | 65 |
| Denied | 7 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.5925 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 20 | 7.013% | $55,000 | 4.8% |
| Refinancing | 14 | 7.025% | $115,000 | 12.5% |
| Cash-out refinancing | 30 | 7.138% | $80,000 | 11.8% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where RED RIVER FEDERAL CREDIT UNION lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jackson County, OK | 45 | 7.125% | 8.2% |
| Comanche County, OK | 6 | Under 10 loans | 14.3% |
| Greer County, OK | 6 | Under 10 loans | 14.3% |
| Tillman County, OK | 4 | Under 10 loans | 0.0% |
| Kiowa County, OK | 2 | Under 10 loans | 0.0% |
| McClain County, OK | 1 | Under 10 loans | 0.0% |
| Payne County, OK | 1 | Under 10 loans | 0.0% |
| Harmon County, OK | 0 | Under 10 loans | 100.0% |
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When RED RIVER FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.