Mortgage Lender Index

Rhinebeck Bank

Rhinebeck Bank received 94 applications in 2025 and made 82 mortgages, in 9 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $330,000. Of 89 decisions, 4 were denials — 4.5%.

Legal Entity Identifier549300G4F3X6FTMZP579
Applications received94
Mortgages made82
Denied4
Approved, not taken up3
Withdrawn or incomplete5
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Rhinebeck Bank, 15 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase54 Not published$365,000 3.5%
Refinancing2 Under 10 loansUnder 10 loans 33.3%
Cash-out refinancing21 Not published$225,000 0.0%
Other purposes5 Under 10 loansUnder 10 loans 14.3%

Where Rhinebeck Bank lends most

The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Dutchess County, NY 41Not published6.8%
Ulster County, NY 19Not published0.0%
Orange County, NY 9Under 10 loans0.0%
Sullivan County, NY 5Under 10 loans0.0%
Greene County, NY 3Under 10 loans0.0%
Columbia County, NY 2Under 10 loans25.0%
Delaware County, NY 1Under 10 loans0.0%
Rensselaer County, NY 1Under 10 loans0.0%
Warren County, NY 1Under 10 loans0.0%

Get told when this changes

When Rhinebeck Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.