River Bank
River Bank received 109 applications in 2025 and made 85 mortgages, in 14 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $195,000. Of 96 decisions, 7 were denials — 7.3%.
| Legal Entity Identifier | 5493008FT4WVSLWPKG77 |
|---|---|
| Applications received | 109 |
| Mortgages made | 85 |
| Denied | 7 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 13 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: River Bank, 13 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 54 | Not published | $215,000 | 5.1% |
| Refinancing | 18 | Not published | $265,000 | 13.6% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 9.1% |
Where River Bank lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| La Crosse County, WI | 35 | Not published | 5.1% |
| Monroe County, WI | 23 | Not published | 4.2% |
| Vernon County, WI | 11 | Not published | 7.7% |
| Sauk County, WI | 3 | Under 10 loans | 0.0% |
| Houston County, MN | 2 | Under 10 loans | 0.0% |
| Columbia County, WI | 2 | Under 10 loans | 0.0% |
| Crawford County, WI | 2 | Under 10 loans | 0.0% |
| Grant County, WI | 2 | Under 10 loans | 33.3% |
| Juneau County, WI | 2 | Under 10 loans | 0.0% |
| Eau Claire County, WI | 1 | Under 10 loans | 0.0% |
| Jackson County, WI | 1 | Under 10 loans | 50.0% |
| Lincoln County, WI | 1 | Under 10 loans | 0.0% |
| Buffalo County, WI | 0 | Under 10 loans | 100.0% |
| Waukesha County, WI | 0 | Under 10 loans | 0.0% |
Get told when this changes
When River Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.