Rivers Edge Bank
Rivers Edge Bank received 98 applications in 2025 and made 88 mortgages, in 16 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $115,000. Of 92 decisions, 4 were denials — 4.4%.
| Legal Entity Identifier | 25490034470BYC1MSE16 |
|---|---|
| Applications received | 98 |
| Mortgages made | 88 |
| Denied | 4 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Rivers Edge Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 32 | Not published | $155,000 | 3.0% |
| Refinancing | 39 | Not published | $135,000 | 2.5% |
| Other purposes | 17 | Not published | $55,000 | 10.5% |
Where Rivers Edge Bank lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sioux County, IA | 31 | Not published | 0.0% |
| Turner County, SD | 27 | Not published | 6.9% |
| McCook County, SD | 7 | Under 10 loans | 0.0% |
| Yankton County, SD | 6 | Under 10 loans | 0.0% |
| Hutchinson County, SD | 3 | Under 10 loans | 0.0% |
| Lincoln County, SD | 3 | Under 10 loans | 0.0% |
| Minnehaha County, SD | 3 | Under 10 loans | 0.0% |
| Miner County, SD | 2 | Under 10 loans | 0.0% |
| Dickinson County, IA | 1 | Under 10 loans | 0.0% |
| Plymouth County, IA | 1 | Under 10 loans | 50.0% |
| Davison County, SD | 1 | Under 10 loans | 0.0% |
| Lake County, SD | 1 | Under 10 loans | 0.0% |
| Lawrence County, SD | 1 | Under 10 loans | 0.0% |
| Union County, SD | 1 | Under 10 loans | 0.0% |
| Cedar County, NE | 0 | Under 10 loans | 100.0% |
| Bon Homme County, SD | 0 | Under 10 loans | Not published |
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When Rivers Edge Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.