Saco & Biddeford Savings Institution
Saco & Biddeford Savings Institution received 276 applications in 2025 and made 198 mortgages, in 12 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $375,000. Of 222 decisions, 19 were denials — 8.6%.
| Legal Entity Identifier | 5493008KJFFG6PYZ5914 |
|---|---|
| Applications received | 276 |
| Mortgages made | 198 |
| Denied | 19 |
| Approved, not taken up | 5 |
| Withdrawn or incomplete | 54 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Saco & Biddeford Savings Institution, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 154 | Not published | $395,000 | 8.1% |
| Refinancing | 26 | Not published | $285,000 | 13.3% |
| Other purposes | 18 | Not published | $265,000 | 5.0% |
Where Saco & Biddeford Savings Institution lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| York County, ME | 102 | Not published | 9.7% |
| Cumberland County, ME | 79 | Not published | 8.8% |
| Androscoggin County, ME | 3 | Under 10 loans | 0.0% |
| Franklin County, ME | 2 | Under 10 loans | 0.0% |
| Kennebec County, ME | 2 | Under 10 loans | 0.0% |
| Knox County, ME | 2 | Under 10 loans | 0.0% |
| Oxford County, ME | 2 | Under 10 loans | 0.0% |
| Waldo County, ME | 2 | Under 10 loans | 0.0% |
| Hancock County, ME | 1 | Under 10 loans | 0.0% |
| Lincoln County, ME | 1 | Under 10 loans | 0.0% |
| Piscataquis County, ME | 1 | Under 10 loans | 0.0% |
| Sagadahoc County, ME | 1 | Under 10 loans | 0.0% |
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When Saco & Biddeford Savings Institution’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.