SAFE 1 CREDIT UNION
SAFE 1 CREDIT UNION received 391 applications in 2025 and made 343 mortgages, in 4 counties across 1 state. The median rate its borrowers got was 7.500% on a median loan of $75,000. Of 391 decisions, 48 were denials — 12.3%, most often for other.
| Legal Entity Identifier | 549300YHKDUKPJGRPK46 |
|---|---|
| Applications received | 391 |
| Mortgages made | 343 |
| Denied | 48 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 13 | 5.750% | $325,000 | 7.1% |
| Refinancing | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Cash-out refinancing | 24 | 6.000% | $205,000 | 7.7% |
| Other purposes | 298 | 7.500% | $65,000 | 12.9% |
Where SAFE 1 CREDIT UNION lends most
The 4 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Kern County, CA | 289 | 7.500% | 11.9% |
| Tulare County, CA | 52 | 7.500% | 14.8% |
| Fresno County, CA | 1 | Under 10 loans | 0.0% |
| Kings County, CA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When SAFE 1 CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.