Sawyer Savings Bank
Sawyer Savings Bank received 83 applications in 2025 and made 61 mortgages, in 9 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $245,000. Of 68 decisions, 7 were denials — 10.3%.
| Legal Entity Identifier | 549300J59G4M2OH83E71 |
|---|---|
| Applications received | 83 |
| Mortgages made | 61 |
| Denied | 7 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 15 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Sawyer Savings Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 37 | Not published | $325,000 | 11.9% |
| Refinancing | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 14 | Not published | $50,000 | 0.0% |
Where Sawyer Savings Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Ulster County, NY | 38 | Not published | 13.6% |
| Greene County, NY | 10 | Not published | 0.0% |
| Columbia County, NY | 4 | Under 10 loans | 0.0% |
| Dutchess County, NY | 4 | Under 10 loans | 0.0% |
| Delaware County, NY | 1 | Under 10 loans | 0.0% |
| Hamilton County, NY | 1 | Under 10 loans | 0.0% |
| Orange County, NY | 1 | Under 10 loans | 50.0% |
| Schenectady County, NY | 1 | Under 10 loans | 0.0% |
| Sullivan County, NY | 1 | Under 10 loans | 0.0% |
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When Sawyer Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.