SERVICE FIRST FEDERAL CREDIT UNION
SERVICE FIRST FEDERAL CREDIT UNION received 191 applications in 2025 and made 149 mortgages, in 18 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $285,000. Of 162 decisions, 12 were denials — 7.4%.
| Legal Entity Identifier | 549300VTMXH07KUIB722 |
|---|---|
| Applications received | 191 |
| Mortgages made | 149 |
| Denied | 12 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 29 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 118 | Not published | $295,000 | 2.5% |
| Refinancing | 24 | Not published | $205,000 | 17.2% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 3 | Under 10 loans | Under 10 loans | 57.1% |
Where SERVICE FIRST FEDERAL CREDIT UNION lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Minnehaha County, SD | 97 | Not published | 10.2% |
| Lincoln County, SD | 27 | Not published | 3.5% |
| Rock County, MN | 3 | Under 10 loans | 0.0% |
| Turner County, SD | 3 | Under 10 loans | 0.0% |
| Union County, SD | 3 | Under 10 loans | 0.0% |
| Lyon County, IA | 2 | Under 10 loans | 0.0% |
| Hanson County, SD | 2 | Under 10 loans | 0.0% |
| Lake County, SD | 2 | Under 10 loans | 0.0% |
| Woodbury County, IA | 1 | Under 10 loans | 0.0% |
| Douglas County, NE | 1 | Under 10 loans | 0.0% |
| Knox County, NE | 1 | Under 10 loans | 0.0% |
| Brookings County, SD | 1 | Under 10 loans | 0.0% |
| Deuel County, SD | 1 | Under 10 loans | 0.0% |
| Douglas County, SD | 1 | Under 10 loans | 0.0% |
| Hutchinson County, SD | 1 | Under 10 loans | 0.0% |
| Moody County, SD | 1 | Under 10 loans | 0.0% |
| Yankton County, SD | 1 | Under 10 loans | 0.0% |
| Cameron County, TX | 1 | Under 10 loans | 0.0% |
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When SERVICE FIRST FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.