SHORELINE CREDIT UNION
SHORELINE CREDIT UNION received 197 applications in 2025 and made 148 mortgages, in 12 counties across 1 state. The median rate its borrowers got was 6.683% on a median loan of $105,000. Of 169 decisions, 18 were denials — 10.7%, most often for debt-to-income ratio. 63 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300D5WGD75SLEMI23 |
|---|---|
| Applications received | 197 |
| Mortgages made | 148 |
| Denied | 18 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 28 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.582 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 35 | 6.375% | $205,000 | 12.2% |
| Refinancing | 101 | 6.740% | $85,000 | 8.9% |
| Other purposes | 12 | 6.938% | $40,000 | 18.8% |
Where SHORELINE CREDIT UNION lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Manitowoc County, WI | 115 | 6.625% | 9.4% |
| Brown County, WI | 20 | 6.433% | 16.0% |
| Sheboygan County, WI | 4 | Under 10 loans | 0.0% |
| Marinette County, WI | 2 | Under 10 loans | 0.0% |
| Milwaukee County, WI | 2 | Under 10 loans | 0.0% |
| Calumet County, WI | 1 | Under 10 loans | 0.0% |
| Kewaunee County, WI | 1 | Under 10 loans | 50.0% |
| Outagamie County, WI | 1 | Under 10 loans | 0.0% |
| Sawyer County, WI | 1 | Under 10 loans | 0.0% |
| Waupaca County, WI | 1 | Under 10 loans | 0.0% |
| Door County, WI | 0 | Under 10 loans | Not published |
| Shawano County, WI | 0 | Under 10 loans | Not published |
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When SHORELINE CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.