Sidney State Bank
Sidney State Bank received 79 applications in 2025 and made 66 mortgages, in 5 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $155,000. Of 79 decisions, 6 were denials — 7.6%.
| Legal Entity Identifier | 549300JH6IWUYV8WYT95 |
|---|---|
| Applications received | 79 |
| Mortgages made | 66 |
| Denied | 6 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Sidney State Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 24 | Not published | $190,000 | 6.7% |
| Refinancing | 36 | Not published | $110,000 | 7.1% |
| Other purposes | 6 | Under 10 loans | Under 10 loans | 14.3% |
Where Sidney State Bank lends most
The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Montcalm County, MI | 49 | Not published | 9.8% |
| Kent County, MI | 6 | Under 10 loans | 0.0% |
| Gratiot County, MI | 5 | Under 10 loans | 0.0% |
| Ionia County, MI | 5 | Under 10 loans | 0.0% |
| Mecosta County, MI | 1 | Under 10 loans | 0.0% |
Get told when this changes
When Sidney State Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.