Mortgage Lender Index

Skowhegan Savings Bank

Skowhegan Savings Bank received 308 applications in 2025 and made 186 mortgages, in 17 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $205,000. Of 265 decisions, 69 were denials — 26.0%.

Legal Entity Identifier54930083VRKEK3SXZJ31
Applications received308
Mortgages made186
Denied69
Approved, not taken up10
Withdrawn or incomplete43
Loans bought from other lenders7
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: Skowhegan Savings Bank, 13 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase128 Not published$255,000 18.8%
Refinancing23 Not published$135,000 35.0%
Other purposes35 Not published$45,000 40.0%

Where Skowhegan Savings Bank lends most

The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Somerset County, ME 57Not published25.9%
Franklin County, ME 55Not published20.0%
Kennebec County, ME 26Not published31.1%
Penobscot County, ME 11Not published20.0%
Cumberland County, ME 7Under 10 loans50.0%
Piscataquis County, ME 7Under 10 loans0.0%
Oxford County, ME 6Under 10 loans14.3%
York County, ME 6Under 10 loans25.0%
Androscoggin County, ME 4Under 10 loans42.9%
Waldo County, ME 3Under 10 loans40.0%
Washington County, ME 2Under 10 loans0.0%
Lincoln County, ME 1Under 10 loans0.0%
Sagadahoc County, ME 1Under 10 loans0.0%
Greater Bridgeport Planning Region, CT 0Under 10 loansNot published
Western Connecticut Planning Region, CT 0Under 10 loansNot published
Hancock County, ME 0Under 10 loans100.0%
Knox County, ME 0Under 10 loans100.0%

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When Skowhegan Savings Bank’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.