SOLIDARITY COMMUNITY Federal Credit Union
SOLIDARITY COMMUNITY Federal Credit Union received 317 applications in 2025 and made 193 mortgages, in 14 counties across 1 state. The median rate its borrowers got was 7.500% on a median loan of $75,000. Of 259 decisions, 59 were denials — 22.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 5493009FTGT1RX4J7Y04 |
|---|---|
| Applications received | 317 |
| Mortgages made | 193 |
| Denied | 59 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 58 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.307 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 57 | 6.625% | $165,000 | 13.6% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Cash-out refinancing | 4 | Under 10 loans | Under 10 loans | 61.5% |
| Other purposes | 131 | 7.500% | $55,000 | 22.2% |
Where SOLIDARITY COMMUNITY Federal Credit Union lends most
The 14 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Howard County, IN | 149 | 7.500% | 23.1% |
| Tipton County, IN | 10 | 7.750% | 26.7% |
| Cass County, IN | 8 | Under 10 loans | 20.0% |
| Hamilton County, IN | 7 | Under 10 loans | 0.0% |
| Miami County, IN | 7 | Under 10 loans | 30.0% |
| Grant County, IN | 3 | Under 10 loans | 25.0% |
| Marion County, IN | 3 | Under 10 loans | 0.0% |
| Boone County, IN | 1 | Under 10 loans | 0.0% |
| Carroll County, IN | 1 | Under 10 loans | 0.0% |
| Clark County, IN | 1 | Under 10 loans | 0.0% |
| Clinton County, IN | 1 | Under 10 loans | 0.0% |
| Tippecanoe County, IN | 1 | Under 10 loans | 0.0% |
| Wabash County, IN | 1 | Under 10 loans | 0.0% |
| White County, IN | 0 | Under 10 loans | 100.0% |
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When SOLIDARITY COMMUNITY Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.