SOUTHCOAST FEDERAL CREDIT UNION
SOUTHCOAST FEDERAL CREDIT UNION received 72 applications in 2025 and made 59 mortgages, in 6 counties across 3 states. The median rate its borrowers got was 5.500% on a median loan of $75,000. Of 71 decisions, 10 were denials — 14.1%, most often for credit history. 7 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300T5T60SK9MMCD03 |
|---|---|
| Applications received | 72 |
| Mortgages made | 59 |
| Denied | 10 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -1.055 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 11 | 5.500% | $75,000 | 15.4% |
| Other purposes | 46 | 5.000% | $80,000 | 14.3% |
Where SOUTHCOAST FEDERAL CREDIT UNION lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Bristol County, MA | 43 | 5.500% | 15.1% |
| Plymouth County, MA | 7 | Under 10 loans | 0.0% |
| Barnstable County, MA | 1 | Under 10 loans | 0.0% |
| Carroll County, NH | 1 | Under 10 loans | 0.0% |
| Bristol County, RI | 1 | Under 10 loans | 0.0% |
| Providence County, RI | 1 | Under 10 loans | 0.0% |
Get told when this changes
When SOUTHCOAST FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.