SRU Federal Credit Union
SRU Federal Credit Union received 79 applications in 2025 and made 59 mortgages, in 8 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $65,000. Of 70 decisions, 11 were denials — 15.7%.
| Legal Entity Identifier | 984500O9D2D8A3B51B69 |
|---|---|
| Applications received | 79 |
| Mortgages made | 59 |
| Denied | 11 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Refinancing | 11 | Not published | $105,000 | 26.7% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Other purposes | 41 | Not published | $45,000 | 10.9% |
Where SRU Federal Credit Union lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Butler County, PA | 37 | Not published | 11.9% |
| Lawrence County, PA | 6 | Under 10 loans | 33.3% |
| Mercer County, PA | 6 | Under 10 loans | 14.3% |
| Venango County, PA | 4 | Under 10 loans | 0.0% |
| Allegheny County, PA | 2 | Under 10 loans | 50.0% |
| Beaver County, PA | 2 | Under 10 loans | 0.0% |
| Mahoning County, OH | 1 | Under 10 loans | 0.0% |
| Westmoreland County, PA | 1 | Under 10 loans | 0.0% |
Get told when this changes
When SRU Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.