The Bank of Greene County
The Bank of Greene County received 528 applications in 2025 and made 351 mortgages, in 16 counties across 2 states. The median rate its borrowers got was 7.000% on a median loan of $175,000. Of 482 decisions, 117 were denials — 24.3%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300G0QSZVT1E3RS89 |
|---|---|
| Applications received | 528 |
| Mortgages made | 351 |
| Denied | 117 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 46 |
| Loans bought from other lenders | 2 |
| Median rate spread over the prime offer rate | 0.69 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 108 | 6.500% | $275,000 | 21.1% |
| Refinancing | 79 | 6.750% | $175,000 | 18.4% |
| Other purposes | 164 | 7.500% | $105,000 | 28.5% |
Where The Bank of Greene County lends most
The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Greene County, NY | 141 | 7.000% | 26.1% |
| Columbia County, NY | 115 | 7.000% | 18.2% |
| Albany County, NY | 38 | 6.813% | 17.0% |
| Ulster County, NY | 27 | 7.250% | 36.4% |
| Dutchess County, NY | 11 | 6.625% | 26.7% |
| Rensselaer County, NY | 10 | 6.800% | 16.7% |
| Saratoga County, NY | 2 | Under 10 loans | 50.0% |
| Schenectady County, NY | 2 | Under 10 loans | 33.3% |
| Essex County, NY | 1 | Under 10 loans | 0.0% |
| Franklin County, NY | 1 | Under 10 loans | 0.0% |
| Herkimer County, NY | 1 | Under 10 loans | 0.0% |
| Schoharie County, NY | 1 | Under 10 loans | 80.0% |
| Suffolk County, NY | 1 | Under 10 loans | 0.0% |
| Dukes County, MA | 0 | Under 10 loans | Not published |
| Delaware County, NY | 0 | Under 10 loans | 100.0% |
| Orange County, NY | 0 | Under 10 loans | Not published |
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When The Bank of Greene County’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.