The Citizens State Bank
The Citizens State Bank received 91 applications in 2025 and made 80 mortgages, in 10 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $140,000. Of 90 decisions, 3 were denials — 3.3%.
| Legal Entity Identifier | 549300NBFJM2PBH24L77 |
|---|---|
| Applications received | 91 |
| Mortgages made | 80 |
| Denied | 3 |
| Approved, not taken up | 7 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Citizens State Bank, 6 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 53 | Not published | $155,000 | 1.6% |
| Refinancing | 11 | Not published | $95,000 | 0.0% |
| Cash-out refinancing | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 0.0% |
Where The Citizens State Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harvey County, KS | 36 | Not published | 4.6% |
| McPherson County, KS | 21 | Not published | 0.0% |
| Marion County, KS | 14 | Not published | 6.7% |
| Butler County, KS | 2 | Under 10 loans | 0.0% |
| Sedgwick County, KS | 2 | Under 10 loans | 0.0% |
| Leavenworth County, KS | 1 | Under 10 loans | 0.0% |
| Ottawa County, KS | 1 | Under 10 loans | 0.0% |
| Reno County, KS | 1 | Under 10 loans | 0.0% |
| Rice County, KS | 1 | Under 10 loans | 0.0% |
| Saline County, KS | 1 | Under 10 loans | 0.0% |
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When The Citizens State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.