The Citizens State Bank of Cheney, Kansas
The Citizens State Bank of Cheney, Kansas received 65 applications in 2025 and made 49 mortgages, in 9 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $165,000. Of 55 decisions, 6 were denials — 10.9%.
| Legal Entity Identifier | 549300XZNS9SEC471Q24 |
|---|---|
| Applications received | 65 |
| Mortgages made | 49 |
| Denied | 6 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Citizens State Bank of Cheney, Kansas, 1 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | Not published | $160,000 | 20.0% |
| Refinancing | 24 | Not published | $250,000 | 0.0% |
| Other purposes | 9 | Under 10 loans | Under 10 loans | 18.2% |
Where The Citizens State Bank of Cheney, Kansas lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sedgwick County, KS | 28 | Not published | 9.7% |
| Kingman County, KS | 12 | Not published | 7.7% |
| Riley County, KS | 3 | Under 10 loans | 0.0% |
| Reno County, KS | 2 | Under 10 loans | 33.3% |
| Butler County, KS | 1 | Under 10 loans | 50.0% |
| Marion County, KS | 1 | Under 10 loans | 0.0% |
| Barry County, MO | 1 | Under 10 loans | 0.0% |
| Delaware County, OK | 1 | Under 10 loans | 0.0% |
| Miami County, KS | 0 | Under 10 loans | Not published |
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When The Citizens State Bank of Cheney, Kansas’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.