The Commercial Bank of Grayson
The Commercial Bank of Grayson received 148 applications in 2025 and made 138 mortgages, in 10 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $95,000. Of 142 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 549300C88V21IBGP5Y54 |
|---|---|
| Applications received | 148 |
| Mortgages made | 138 |
| Denied | 0 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Commercial Bank of Grayson, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 75 | Not published | $95,000 | 0.0% |
| Refinancing | 32 | Not published | $55,000 | 0.0% |
| Cash-out refinancing | 14 | Not published | $155,000 | 0.0% |
| Other purposes | 17 | Not published | $105,000 | 0.0% |
Where The Commercial Bank of Grayson lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Carter County, KY | 81 | Not published | 0.0% |
| Greenup County, KY | 25 | Not published | 0.0% |
| Boyd County, KY | 20 | Not published | 0.0% |
| Lewis County, KY | 4 | Under 10 loans | 0.0% |
| Elliott County, KY | 2 | Under 10 loans | 0.0% |
| Rowan County, KY | 2 | Under 10 loans | 0.0% |
| Fayette County, KY | 1 | Under 10 loans | 0.0% |
| Fleming County, KY | 1 | Under 10 loans | 0.0% |
| Morgan County, KY | 1 | Under 10 loans | 0.0% |
| Lawrence County, OH | 1 | Under 10 loans | 0.0% |
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When The Commercial Bank of Grayson’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.