The Commercial Bank
The Commercial Bank received 42 applications in 2025 and made 38 mortgages, in 6 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $105,000. Of 39 decisions, 1 were denials — 2.6%.
| Legal Entity Identifier | 549300TZ2F3RROX2Q179 |
|---|---|
| Applications received | 42 |
| Mortgages made | 38 |
| Denied | 1 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Commercial Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 16 | Not published | $105,000 | 0.0% |
| Refinancing | 21 | Not published | $105,000 | 4.6% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where The Commercial Bank lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Greenwood County, SC | 14 | Not published | 0.0% |
| Anderson County, SC | 12 | Not published | 0.0% |
| Greenville County, SC | 6 | Under 10 loans | 0.0% |
| Abbeville County, SC | 4 | Under 10 loans | 20.0% |
| Laurens County, SC | 1 | Under 10 loans | 0.0% |
| McCormick County, SC | 1 | Under 10 loans | 0.0% |
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When The Commercial Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.