The Farmers Bank
The Farmers Bank received 140 applications in 2025 and made 116 mortgages, in 15 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $210,000. Of 134 decisions, 5 were denials — 3.7%.
| Legal Entity Identifier | 549300H5B5USE8BS1V31 |
|---|---|
| Applications received | 140 |
| Mortgages made | 116 |
| Denied | 5 |
| Approved, not taken up | 13 |
| Withdrawn or incomplete | 6 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Farmers Bank, 10 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 66 | Not published | $245,000 | 2.6% |
| Refinancing | 39 | Not published | $215,000 | 2.3% |
| Cash-out refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 8 | Under 10 loans | Under 10 loans | 18.2% |
Where The Farmers Bank lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Jessamine County, KY | 67 | Not published | 2.6% |
| Garrard County, KY | 13 | Not published | 7.1% |
| Fayette County, KY | 12 | Not published | 0.0% |
| Madison County, KY | 8 | Under 10 loans | 0.0% |
| Boyle County, KY | 5 | Under 10 loans | 0.0% |
| Anderson County, KY | 2 | Under 10 loans | 0.0% |
| Mercer County, KY | 2 | Under 10 loans | 0.0% |
| Woodford County, KY | 2 | Under 10 loans | 0.0% |
| Clark County, KY | 1 | Under 10 loans | 50.0% |
| Estill County, KY | 1 | Under 10 loans | 0.0% |
| Montgomery County, KY | 1 | Under 10 loans | 0.0% |
| Owsley County, KY | 1 | Under 10 loans | 0.0% |
| Scott County, KY | 1 | Under 10 loans | 0.0% |
| Nicholas County, KY | 0 | Under 10 loans | 100.0% |
| Wayne County, KY | 0 | Under 10 loans | 0.0% |
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When The Farmers Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.