Mortgage Lender Index

The Farmers Bank of Milton

The Farmers Bank of Milton received 121 applications in 2025 and made 98 mortgages, in 16 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $120,000. Of 111 decisions, 13 were denials — 11.7%.

Legal Entity Identifier549300TDH15867LXRK58
Applications received121
Mortgages made98
Denied13
Approved, not taken up0
Withdrawn or incomplete10
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: The Farmers Bank of Milton, 5 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase42 Not published$225,000 8.7%
Refinancing42 Not published$105,000 10.6%
Other purposes14 Not published$95,000 22.2%

Where The Farmers Bank of Milton lends most

The 16 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Jefferson County, IN 28Not published3.5%
Carroll County, KY 22Not published12.0%
Oldham County, KY 17Not published15.0%
Trimble County, KY 13Not published18.8%
Jefferson County, KY 4Under 10 loans0.0%
Switzerland County, IN 3Under 10 loans0.0%
Henry County, KY 2Under 10 loans33.3%
Okaloosa County, FL 1Under 10 loans0.0%
Bartholomew County, IN 1Under 10 loans0.0%
Clark County, IN 1Under 10 loans0.0%
Jennings County, IN 1Under 10 loans0.0%
Pike County, IN 1Under 10 loans0.0%
Scott County, IN 1Under 10 loans0.0%
Washington County, IN 1Under 10 loans0.0%
Owen County, KY 1Under 10 loans66.7%
Shelby County, KY 1Under 10 loans0.0%

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When The Farmers Bank of Milton’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.