The First National Bank in Sioux Falls
The First National Bank in Sioux Falls received 207 applications in 2025 and made 180 mortgages, in 29 counties across 5 states. The median rate its borrowers got was Not published on a median loan of $255,000. Of 188 decisions, 4 were denials — 2.1%, most often for debt-to-income ratio.
| Legal Entity Identifier | Q107R4XFOZ6F6K73C488 |
|---|---|
| Applications received | 207 |
| Mortgages made | 180 |
| Denied | 4 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 19 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The First National Bank in Sioux Falls, 19 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 114 | Not published | $290,000 | 0.0% |
| Refinancing | 20 | Not published | $190,000 | 0.0% |
| Cash-out refinancing | 23 | Not published | $165,000 | 0.0% |
| Other purposes | 23 | Not published | $75,000 | 14.8% |
Where The First National Bank in Sioux Falls lends most
The 29 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Minnehaha County, SD | 98 | Not published | 1.9% |
| Lincoln County, SD | 28 | Not published | 6.7% |
| Moody County, SD | 11 | Not published | 0.0% |
| Clay County, SD | 4 | Under 10 loans | 0.0% |
| Lake County, SD | 4 | Under 10 loans | 0.0% |
| Lawrence County, SD | 4 | Under 10 loans | 0.0% |
| McCook County, SD | 4 | Under 10 loans | 0.0% |
| Brookings County, SD | 3 | Under 10 loans | 0.0% |
| Turner County, SD | 3 | Under 10 loans | 0.0% |
| Maricopa County, AZ | 2 | Under 10 loans | 0.0% |
| Douglas County, MN | 2 | Under 10 loans | 0.0% |
| Rock County, MN | 2 | Under 10 loans | 0.0% |
| Davison County, SD | 2 | Under 10 loans | 0.0% |
| Sioux County, IA | 1 | Under 10 loans | 0.0% |
| Lincoln County, MN | 1 | Under 10 loans | 0.0% |
| Wright County, MN | 1 | Under 10 loans | 0.0% |
| Cass County, ND | 1 | Under 10 loans | 0.0% |
| Brule County, SD | 1 | Under 10 loans | 0.0% |
| Charles Mix County, SD | 1 | Under 10 loans | 0.0% |
| Custer County, SD | 1 | Under 10 loans | 0.0% |
| Day County, SD | 1 | Under 10 loans | 0.0% |
| Gregory County, SD | 1 | Under 10 loans | 0.0% |
| Hutchinson County, SD | 1 | Under 10 loans | 0.0% |
| Jerauld County, SD | 1 | Under 10 loans | 0.0% |
| Kingsbury County, SD | 1 | Under 10 loans | 0.0% |
| Yankton County, SD | 1 | Under 10 loans | 0.0% |
| Lyon County, IA | 0 | Under 10 loans | 0.0% |
| Douglas County, SD | 0 | Under 10 loans | Not published |
| Hanson County, SD | 0 | Under 10 loans | Not published |
Get told when this changes
When The First National Bank in Sioux Falls’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.