The Grant County Bank
The Grant County Bank received 190 applications in 2025 and made 136 mortgages, in 20 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $135,000. Of 178 decisions, 19 were denials — 10.7%.
| Legal Entity Identifier | 254900FAEHPIBKT6SS85 |
|---|---|
| Applications received | 190 |
| Mortgages made | 136 |
| Denied | 19 |
| Approved, not taken up | 23 |
| Withdrawn or incomplete | 12 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Grant County Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 91 | Not published | $155,000 | 12.0% |
| Refinancing | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Cash-out refinancing | 27 | Not published | $105,000 | 3.1% |
| Other purposes | 11 | Not published | $65,000 | 0.0% |
Where The Grant County Bank lends most
The 20 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Grant County, WV | 42 | Not published | 9.1% |
| Tucker County, WV | 32 | Not published | 2.3% |
| Mineral County, WV | 18 | Not published | 0.0% |
| Pendleton County, WV | 10 | Not published | 16.7% |
| Randolph County, WV | 10 | Not published | 14.3% |
| Hardy County, WV | 8 | Under 10 loans | 42.9% |
| Monongalia County, WV | 4 | Under 10 loans | 0.0% |
| Garrett County, MD | 2 | Under 10 loans | 0.0% |
| Berkeley County, WV | 2 | Under 10 loans | 0.0% |
| Hampshire County, WV | 2 | Under 10 loans | 0.0% |
| Cumberland County, PA | 1 | Under 10 loans | 0.0% |
| Fayette County, PA | 1 | Under 10 loans | 0.0% |
| Harrison County, WV | 1 | Under 10 loans | 0.0% |
| Kanawha County, WV | 1 | Under 10 loans | 0.0% |
| Lewis County, WV | 1 | Under 10 loans | 0.0% |
| Pocahontas County, WV | 1 | Under 10 loans | 0.0% |
| Frederick County, VA | 0 | Under 10 loans | 100.0% |
| Barbour County, WV | 0 | Under 10 loans | 0.0% |
| Preston County, WV | 0 | Under 10 loans | 100.0% |
| Upshur County, WV | 0 | Under 10 loans | 100.0% |
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When The Grant County Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.