Mortgage Lender Index

THE HOME LOAN SAVINGS BANK

THE HOME LOAN SAVINGS BANK received 189 applications in 2025 and made 176 mortgages, in 15 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $145,000. Of 185 decisions, 5 were denials — 2.7%, most often for debt-to-income ratio.

Legal Entity Identifier254900DA567RNGIZFJ78
Applications received189
Mortgages made176
Denied5
Approved, not taken up4
Withdrawn or incomplete4
Loans bought from other lenders0
Median rate spread over the prime offer rateNot published
FDIC-insured bankYes: THE HOME LOAN SAVINGS BANK, 5 offices

By loan purpose

PurposeMortgages madeMedian rateMedian loanDenied
Home purchase112 Not published$170,000 3.4%
Refinancing21 Not published$125,000 4.6%
Cash-out refinancing30 Not published$125,000 0.0%
Other purposes13 Not published$35,000 0.0%

Where THE HOME LOAN SAVINGS BANK lends most

The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.

CountyMortgages madeMedian rateDenied
Coshocton County, OH 116Not published1.7%
Tuscarawas County, OH 19Not published9.5%
Knox County, OH 12Not published0.0%
Licking County, OH 8Under 10 loans11.1%
Muskingum County, OH 6Under 10 loans0.0%
Franklin County, OH 4Under 10 loans0.0%
Holmes County, OH 2Under 10 loans0.0%
Stark County, OH 2Under 10 loans0.0%
Summit County, OH 2Under 10 loans0.0%
Guernsey County, OH 1Under 10 loans0.0%
Harrison County, OH 1Under 10 loans0.0%
Medina County, OH 1Under 10 loans0.0%
Morrow County, OH 1Under 10 loans0.0%
Richland County, OH 1Under 10 loans0.0%
Delaware County, OH 0Under 10 loansNot published

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When THE HOME LOAN SAVINGS BANK’s figures are published for the next year, or restated.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.