The Hometown Savings Bank
The Hometown Savings Bank received 167 applications in 2025 and made 137 mortgages, in 22 counties across 4 states. The median rate its borrowers got was 6.500% on a median loan of $125,000. Of 167 decisions, 16 were denials — 9.6%, most often for collateral.
| Legal Entity Identifier | 549300G2EZKPVQQ0D852 |
|---|---|
| Applications received | 167 |
| Mortgages made | 137 |
| Denied | 16 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.17 points |
| FDIC-insured bank | Yes: The Hometown Savings Bank, 8 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 92 | 6.650% | $125,000 | 5.5% |
| Refinancing | 23 | 6.500% | $185,000 | 11.5% |
| Cash-out refinancing | 12 | 6.250% | $190,000 | 31.8% |
| Other purposes | 10 | 6.625% | $120,000 | 0.0% |
Where The Hometown Savings Bank lends most
The 22 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Vigo County, IN | 87 | 6.650% | 6.8% |
| Clay County, IN | 19 | 6.500% | 8.7% |
| Vermilion County, IL | 6 | Under 10 loans | 22.2% |
| Sullivan County, IN | 4 | Under 10 loans | 16.7% |
| Vanderburgh County, IN | 3 | Under 10 loans | 0.0% |
| Dubois County, IN | 2 | Under 10 loans | 0.0% |
| Monroe County, IN | 2 | Under 10 loans | 0.0% |
| Parke County, IN | 2 | Under 10 loans | 0.0% |
| Coles County, IL | 1 | Under 10 loans | 0.0% |
| St. Clair County, IL | 1 | Under 10 loans | 0.0% |
| Fountain County, IN | 1 | Under 10 loans | 0.0% |
| Johnson County, IN | 1 | Under 10 loans | 0.0% |
| Knox County, IN | 1 | Under 10 loans | 0.0% |
| Owen County, IN | 1 | Under 10 loans | 0.0% |
| Putnam County, IN | 1 | Under 10 loans | 0.0% |
| Vermillion County, IN | 1 | Under 10 loans | 33.3% |
| Calloway County, KY | 1 | Under 10 loans | 0.0% |
| Trigg County, KY | 1 | Under 10 loans | 0.0% |
| Wolfe County, KY | 1 | Under 10 loans | 0.0% |
| Sevier County, TN | 1 | Under 10 loans | 0.0% |
| Clark County, IL | 0 | Under 10 loans | 100.0% |
| Brown County, IN | 0 | Under 10 loans | 100.0% |
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When The Hometown Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.