The National Bank of Coxsackie
The National Bank of Coxsackie received 109 applications in 2025 and made 55 mortgages, in 13 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $155,000. Of 98 decisions, 39 were denials — 39.8%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300KOLMR4MSUXQS86 |
|---|---|
| Applications received | 109 |
| Mortgages made | 55 |
| Denied | 39 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 11 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 23 | Not published | $275,000 | 18.8% |
| Refinancing | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Cash-out refinancing | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 23 | Not published | $55,000 | 57.1% |
Where The National Bank of Coxsackie lends most
The 13 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Albany County, NY | 19 | Not published | 38.2% |
| Greene County, NY | 15 | Not published | 50.0% |
| Schoharie County, NY | 4 | Under 10 loans | 54.6% |
| Columbia County, NY | 3 | Under 10 loans | 25.0% |
| Montgomery County, NY | 3 | Under 10 loans | 25.0% |
| Fulton County, NY | 2 | Under 10 loans | 25.0% |
| Rensselaer County, NY | 2 | Under 10 loans | 0.0% |
| Saratoga County, NY | 2 | Under 10 loans | 33.3% |
| Hamilton County, NY | 1 | Under 10 loans | 0.0% |
| Herkimer County, NY | 1 | Under 10 loans | 0.0% |
| Schenectady County, NY | 1 | Under 10 loans | 0.0% |
| Ulster County, NY | 1 | Under 10 loans | 50.0% |
| Washington County, NY | 1 | Under 10 loans | 0.0% |
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When The National Bank of Coxsackie’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.