THE PEOPLES BANK, BILOXI, MISSISSIPPI
THE PEOPLES BANK, BILOXI, MISSISSIPPI received 138 applications in 2025 and made 110 mortgages, in 8 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $125,000. Of 117 decisions, 7 were denials — 6.0%.
| Legal Entity Identifier | 254900AVP2JVTYYT3V92 |
|---|---|
| Applications received | 138 |
| Mortgages made | 110 |
| Denied | 7 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 21 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Peoples Bank, Biloxi, Mississippi, 18 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 41 | Not published | $165,000 | 8.9% |
| Refinancing | 57 | Not published | $95,000 | 1.7% |
| Other purposes | 12 | Not published | $55,000 | 14.3% |
Where THE PEOPLES BANK, BILOXI, MISSISSIPPI lends most
The 8 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Harrison County, MS | 64 | Not published | 7.2% |
| Jackson County, MS | 27 | Not published | 0.0% |
| Hancock County, MS | 9 | Under 10 loans | 0.0% |
| Stone County, MS | 5 | Under 10 loans | 28.6% |
| Mobile County, AL | 2 | Under 10 loans | 0.0% |
| Forrest County, MS | 1 | Under 10 loans | 0.0% |
| Marion County, MS | 1 | Under 10 loans | 0.0% |
| Perry County, MS | 1 | Under 10 loans | 0.0% |
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When THE PEOPLES BANK, BILOXI, MISSISSIPPI’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.