The Pittsfield Co-operative Bank
The Pittsfield Co-operative Bank received 216 applications in 2025 and made 162 mortgages, in 5 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $245,000. Of 189 decisions, 21 were denials — 11.1%.
| Legal Entity Identifier | 549300UN8J4H5P8XWP62 |
|---|---|
| Applications received | 216 |
| Mortgages made | 162 |
| Denied | 21 |
| Approved, not taken up | 6 |
| Withdrawn or incomplete | 27 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Pittsfield Co-operative Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 113 | Not published | $305,000 | 3.3% |
| Refinancing | 25 | Not published | $185,000 | 21.2% |
| Cash-out refinancing | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 23 | Not published | $55,000 | 28.6% |
Where The Pittsfield Co-operative Bank lends most
The 5 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Berkshire County, MA | 154 | Not published | 10.6% |
| Northwest Hills Planning Region, CT | 4 | Under 10 loans | 20.0% |
| Columbia County, NY | 2 | Under 10 loans | 33.3% |
| Capitol Planning Region, CT | 1 | Under 10 loans | 0.0% |
| Rensselaer County, NY | 1 | Under 10 loans | 0.0% |
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When The Pittsfield Co-operative Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.