The Sacramento Deposit Bank
The Sacramento Deposit Bank received 98 applications in 2025 and made 91 mortgages, in 12 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 98 decisions, 5 were denials — 5.1%.
| Legal Entity Identifier | 54930077RRQE77TVA474 |
|---|---|
| Applications received | 98 |
| Mortgages made | 91 |
| Denied | 5 |
| Approved, not taken up | 2 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.0095 points |
| FDIC-insured bank | Yes: The Sacramento Deposit Bank, 2 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 37 | Not published | $115,000 | 4.9% |
| Refinancing | 26 | Not published | $115,000 | 7.1% |
| Other purposes | 28 | Not published | $45,000 | 3.5% |
Where The Sacramento Deposit Bank lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hopkins County, KY | 32 | Not published | 5.9% |
| McLean County, KY | 24 | Not published | 3.9% |
| Grayson County, KY | 13 | Not published | 13.3% |
| Muhlenberg County, KY | 11 | Not published | 0.0% |
| Daviess County, KY | 3 | Under 10 loans | 0.0% |
| Lyon County, KY | 2 | Under 10 loans | 0.0% |
| Ohio County, KY | 2 | Under 10 loans | 0.0% |
| Vanderburgh County, IN | 1 | Under 10 loans | 0.0% |
| Breckinridge County, KY | 1 | Under 10 loans | 0.0% |
| Edmonson County, KY | 1 | Under 10 loans | 0.0% |
| Logan County, KY | 1 | Under 10 loans | 0.0% |
| Webster County, KY | 0 | Under 10 loans | 0.0% |
Get told when this changes
When The Sacramento Deposit Bank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.