The Twin Valley Bank
The Twin Valley Bank received 36 applications in 2025 and made 35 mortgages, in 10 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $155,000. Of 35 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 254900RI9HK0A9FEXL63 |
|---|---|
| Applications received | 36 |
| Mortgages made | 35 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 1 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: The Twin Valley Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 19 | Not published | $165,000 | 0.0% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Other purposes | 7 | Under 10 loans | Under 10 loans | 0.0% |
Where The Twin Valley Bank lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Preble County, OH | 12 | Not published | 0.0% |
| Montgomery County, OH | 8 | Under 10 loans | 0.0% |
| Warren County, OH | 4 | Under 10 loans | 0.0% |
| Butler County, OH | 3 | Under 10 loans | 0.0% |
| Mercer County, OH | 3 | Under 10 loans | 0.0% |
| Clark County, OH | 1 | Under 10 loans | 0.0% |
| Darke County, OH | 1 | Under 10 loans | 0.0% |
| Franklin County, OH | 1 | Under 10 loans | 0.0% |
| Greene County, OH | 1 | Under 10 loans | 0.0% |
| Miami County, OH | 1 | Under 10 loans | 0.0% |
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When The Twin Valley Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.