Town & Country Bank and Trust Company
Town & Country Bank and Trust Company received 107 applications in 2025 and made 86 mortgages, in 18 counties across 6 states. The median rate its borrowers got was Not published on a median loan of $175,000. Of 104 decisions, 4 were denials — 3.9%.
| Legal Entity Identifier | 549300YFEWUJMPG9CN91 |
|---|---|
| Applications received | 107 |
| Mortgages made | 86 |
| Denied | 4 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 3 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Town & Country Bank and Trust Company, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 50 | Not published | $220,000 | 1.7% |
| Refinancing | 23 | Not published | $145,000 | 7.4% |
| Other purposes | 13 | Not published | $85,000 | 5.9% |
Where Town & Country Bank and Trust Company lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Nelson County, KY | 66 | Not published | 2.7% |
| Hardin County, KY | 3 | Under 10 loans | 0.0% |
| Washington County, KY | 3 | Under 10 loans | 20.0% |
| Fayette County, KY | 2 | Under 10 loans | 0.0% |
| Jefferson County, KY | 2 | Under 10 loans | 0.0% |
| Mercer County, KY | 2 | Under 10 loans | 0.0% |
| Gulf County, FL | 1 | Under 10 loans | 0.0% |
| Clark County, IN | 1 | Under 10 loans | 0.0% |
| Adair County, KY | 1 | Under 10 loans | 0.0% |
| Henry County, KY | 1 | Under 10 loans | 0.0% |
| Marion County, KY | 1 | Under 10 loans | 0.0% |
| Woodford County, KY | 1 | Under 10 loans | 0.0% |
| Gogebic County, MI | 1 | Under 10 loans | 0.0% |
| Virginia Beach city, VA | 1 | Under 10 loans | 0.0% |
| Orange County, CA | 0 | Under 10 loans | Not published |
| Sarasota County, FL | 0 | Under 10 loans | 0.0% |
| Anderson County, KY | 0 | Under 10 loans | 33.3% |
| Edmonson County, KY | 0 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.