Triangle Credit Union
Triangle Credit Union received 178 applications in 2025 and made 99 mortgages, in 10 counties across 2 states. The median rate its borrowers got was 6.500% on a median loan of $325,000. Of 127 decisions, 27 were denials — 21.3%, most often for debt-to-income ratio. 5 of its applications carried no county and are counted here but on no county page.
| Legal Entity Identifier | 549300MUCZWG8XJCW607 |
|---|---|
| Applications received | 178 |
| Mortgages made | 99 |
| Denied | 27 |
| Approved, not taken up | 1 |
| Withdrawn or incomplete | 51 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.171 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 43 | 6.240% | $385,000 | 15.7% |
| Refinancing | 50 | 6.500% | $275,000 | 21.9% |
| Cash-out refinancing | 5 | Under 10 loans | Under 10 loans | 45.5% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where Triangle Credit Union lends most
The 10 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Hillsborough County, NH | 63 | 6.500% | 21.0% |
| Rockingham County, NH | 16 | 6.500% | 23.8% |
| Merrimack County, NH | 5 | Under 10 loans | 37.5% |
| Middlesex County, MA | 4 | Under 10 loans | 20.0% |
| Grafton County, NH | 2 | Under 10 loans | 0.0% |
| Essex County, MA | 1 | Under 10 loans | 50.0% |
| Worcester County, MA | 1 | Under 10 loans | 0.0% |
| Carroll County, NH | 1 | Under 10 loans | 0.0% |
| Coos County, NH | 1 | Under 10 loans | 0.0% |
| Sullivan County, NH | 1 | Under 10 loans | 0.0% |
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When Triangle Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.