United Community Federal Credit Union
United Community Federal Credit Union received 106 applications in 2025 and made 79 mortgages, in 6 counties across 1 state. The median rate its borrowers got was 5.750% on a median loan of $45,000. Of 97 decisions, 18 were denials — 18.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 254900JSR03JVTTZ6039 |
|---|---|
| Applications received | 106 |
| Mortgages made | 79 |
| Denied | 18 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 9 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | -0.36 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | Not published |
| Other purposes | 77 | 5.750% | $45,000 | 19.0% |
Where United Community Federal Credit Union lends most
The 6 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Allegheny County, PA | 57 | 5.750% | 14.9% |
| Westmoreland County, PA | 11 | 5.500% | 15.4% |
| Washington County, PA | 8 | Under 10 loans | 33.3% |
| Beaver County, PA | 2 | Under 10 loans | 33.3% |
| Fayette County, PA | 1 | Under 10 loans | 0.0% |
| Butler County, PA | 0 | Under 10 loans | 100.0% |
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When United Community Federal Credit Union’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.