Vermilion Valley Bank
Vermilion Valley Bank received 49 applications in 2025 and made 49 mortgages, in 7 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $75,000. Of 49 decisions, 0 were denials — 0.0%.
| Legal Entity Identifier | 549300U8Y61UKDC5ZF50 |
|---|---|
| Applications received | 49 |
| Mortgages made | 49 |
| Denied | 0 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 0 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Vermilion Valley Bank, 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 13 | Not published | $115,000 | 0.0% |
| Refinancing | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 33 | Not published | $65,000 | 0.0% |
Where Vermilion Valley Bank lends most
The 7 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Ford County, IL | 19 | Not published | 0.0% |
| Livingston County, IL | 19 | Not published | 0.0% |
| Iroquois County, IL | 5 | Under 10 loans | 0.0% |
| Kankakee County, IL | 3 | Under 10 loans | 0.0% |
| Champaign County, IL | 1 | Under 10 loans | 0.0% |
| Will County, IL | 1 | Under 10 loans | 0.0% |
| Woodford County, IL | 1 | Under 10 loans | 0.0% |
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When Vermilion Valley Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.