VOYAGE FEDERAL CREDIT UNION
VOYAGE FEDERAL CREDIT UNION received 120 applications in 2025 and made 77 mortgages, in 17 counties across 4 states. The median rate its borrowers got was Not published on a median loan of $75,000. Of 105 decisions, 14 were denials — 13.3%.
| Legal Entity Identifier | 549300MVYX1L50756117 |
|---|---|
| Applications received | 120 |
| Mortgages made | 77 |
| Denied | 14 |
| Approved, not taken up | 14 |
| Withdrawn or incomplete | 15 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 12 | Not published | $290,000 | 11.1% |
| Refinancing | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Cash-out refinancing | 55 | Not published | $65,000 | 16.2% |
| Other purposes | 1 | Under 10 loans | Under 10 loans | 0.0% |
Where VOYAGE FEDERAL CREDIT UNION lends most
The 17 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Minnehaha County, SD | 44 | Not published | 12.5% |
| Lincoln County, SD | 10 | Not published | 9.1% |
| Clay County, SD | 9 | Under 10 loans | 25.0% |
| Union County, SD | 3 | Under 10 loans | 16.7% |
| McCook County, SD | 2 | Under 10 loans | 0.0% |
| Yankton County, SD | 2 | Under 10 loans | 0.0% |
| Nobles County, MN | 1 | Under 10 loans | 0.0% |
| Pipestone County, MN | 1 | Under 10 loans | 0.0% |
| Knox County, NE | 1 | Under 10 loans | 0.0% |
| Aurora County, SD | 1 | Under 10 loans | 0.0% |
| Bon Homme County, SD | 1 | Under 10 loans | 0.0% |
| Hutchinson County, SD | 1 | Under 10 loans | 0.0% |
| Lake County, SD | 1 | Under 10 loans | 0.0% |
| Dickinson County, IA | 0 | Under 10 loans | Not published |
| Lyon County, IA | 0 | Under 10 loans | 0.0% |
| Cedar County, NE | 0 | Under 10 loans | 0.0% |
| Turner County, SD | 0 | Under 10 loans | 50.0% |
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When VOYAGE FEDERAL CREDIT UNION’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.