WEST VIRGINIA CENTRAL
WEST VIRGINIA CENTRAL received 149 applications in 2025 and made 116 mortgages, in 18 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $95,000. Of 145 decisions, 17 were denials — 11.7%, most often for credit history.
| Legal Entity Identifier | 549300FFFM0IGJLBWH48 |
|---|---|
| Applications received | 149 |
| Mortgages made | 116 |
| Denied | 17 |
| Approved, not taken up | 12 |
| Withdrawn or incomplete | 4 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 28 | Not published | $135,000 | 3.1% |
| Refinancing | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cash-out refinancing | 86 | Not published | $85,000 | 13.6% |
Where WEST VIRGINIA CENTRAL lends most
The 18 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wood County, WV | 84 | Not published | 11.4% |
| Washington County, OH | 8 | Under 10 loans | 10.0% |
| Wirt County, WV | 5 | Under 10 loans | 0.0% |
| Ritchie County, WV | 4 | Under 10 loans | 0.0% |
| Athens County, OH | 2 | Under 10 loans | 0.0% |
| Jackson County, WV | 2 | Under 10 loans | 0.0% |
| Gallia County, OH | 1 | Under 10 loans | 0.0% |
| Meigs County, OH | 1 | Under 10 loans | 50.0% |
| Perry County, OH | 1 | Under 10 loans | 0.0% |
| Stark County, OH | 1 | Under 10 loans | 0.0% |
| Calhoun County, WV | 1 | Under 10 loans | 0.0% |
| Mercer County, WV | 1 | Under 10 loans | 0.0% |
| Pleasants County, WV | 1 | Under 10 loans | 33.3% |
| Pocahontas County, WV | 1 | Under 10 loans | 0.0% |
| Putnam County, WV | 1 | Under 10 loans | 0.0% |
| Roane County, WV | 1 | Under 10 loans | 50.0% |
| Summers County, WV | 1 | Under 10 loans | 0.0% |
| Wayne County, WV | 0 | Under 10 loans | 100.0% |
Get told when this changes
When WEST VIRGINIA CENTRAL’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.