Whitesville State Bank
Whitesville State Bank received 115 applications in 2025 and made 75 mortgages, in 9 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $65,000. Of 107 decisions, 29 were denials — 27.1%.
| Legal Entity Identifier | 549300GKZTKVQFQNP844 |
|---|---|
| Applications received | 115 |
| Mortgages made | 75 |
| Denied | 29 |
| Approved, not taken up | 3 |
| Withdrawn or incomplete | 8 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Whitesville State Bank, 5 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 42 | Not published | $85,000 | 29.7% |
| Refinancing | 17 | Not published | $55,000 | 29.2% |
| Other purposes | 16 | Not published | $45,000 | 15.8% |
Where Whitesville State Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Raleigh County, WV | 36 | Not published | 20.8% |
| Boone County, WV | 21 | Not published | 25.0% |
| Kanawha County, WV | 7 | Under 10 loans | 38.5% |
| Wyoming County, WV | 7 | Under 10 loans | 41.7% |
| Fayette County, WV | 2 | Under 10 loans | 0.0% |
| Catawba County, NC | 1 | Under 10 loans | 0.0% |
| Lincoln County, WV | 1 | Under 10 loans | 0.0% |
| Nicholas County, WV | 0 | Under 10 loans | 100.0% |
| Summers County, WV | 0 | Under 10 loans | 100.0% |
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When Whitesville State Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.