Wichita Federal Credit Union
Wichita Federal Credit Union received 327 applications in 2025 and made 195 mortgages, in 15 counties across 3 states. The median rate its borrowers got was 7.500% on a median loan of $105,000. Of 299 decisions, 57 were denials — 19.1%, most often for credit history.
| Legal Entity Identifier | 5493007GBJOK22LYB425 |
|---|---|
| Applications received | 327 |
| Mortgages made | 195 |
| Denied | 57 |
| Approved, not taken up | 47 |
| Withdrawn or incomplete | 28 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 1.1605 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 61 | 6.750% | $175,000 | 10.3% |
| Refinancing | 41 | 8.375% | $75,000 | 27.9% |
| Cash-out refinancing | 93 | 8.375% | $75,000 | 20.9% |
Where Wichita Federal Credit Union lends most
The 15 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Sedgwick County, KS | 166 | 7.500% | 18.0% |
| Butler County, KS | 6 | Under 10 loans | 20.0% |
| Sumner County, KS | 5 | Under 10 loans | 14.3% |
| Harvey County, KS | 4 | Under 10 loans | 20.0% |
| Reno County, KS | 3 | Under 10 loans | 50.0% |
| Cowley County, KS | 2 | Under 10 loans | 50.0% |
| Kingman County, KS | 2 | Under 10 loans | 0.0% |
| Saline County, KS | 2 | Under 10 loans | 0.0% |
| Payne County, OK | 2 | Under 10 loans | 0.0% |
| Geary County, KS | 1 | Under 10 loans | 0.0% |
| Leavenworth County, KS | 1 | Under 10 loans | 0.0% |
| Riley County, KS | 1 | Under 10 loans | 0.0% |
| Greenwood County, KS | 0 | Under 10 loans | 100.0% |
| Wilson County, KS | 0 | Under 10 loans | 0.0% |
| Barry County, MO | 0 | Under 10 loans | 0.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.