Williamstown Bank, Inc.
Williamstown Bank, Inc. received 102 applications in 2025 and made 79 mortgages, in 12 counties across 2 states. The median rate its borrowers got was Not published on a median loan of $105,000. Of 92 decisions, 13 were denials — 14.1%.
| Legal Entity Identifier | 549300JDJ660YLLPS872 |
|---|---|
| Applications received | 102 |
| Mortgages made | 79 |
| Denied | 13 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 10 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Williamstown Bank, Inc., 4 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 40 | Not published | $145,000 | 14.9% |
| Refinancing | 19 | Not published | $95,000 | 13.6% |
| Other purposes | 20 | Not published | $65,000 | 13.0% |
Where Williamstown Bank, Inc. lends most
The 12 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Wood County, WV | 46 | Not published | 14.8% |
| Washington County, OH | 20 | Not published | 9.1% |
| Kanawha County, WV | 5 | Under 10 loans | 0.0% |
| Ritchie County, WV | 3 | Under 10 loans | 0.0% |
| Licking County, OH | 1 | Under 10 loans | 0.0% |
| Jackson County, WV | 1 | Under 10 loans | 0.0% |
| Pleasants County, WV | 1 | Under 10 loans | 50.0% |
| Tucker County, WV | 1 | Under 10 loans | 0.0% |
| Wirt County, WV | 1 | Under 10 loans | 50.0% |
| Athens County, OH | 0 | Under 10 loans | Not published |
| Guernsey County, OH | 0 | Under 10 loans | 100.0% |
| Noble County, OH | 0 | Under 10 loans | Not published |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.