Woodsfield Savings Bank
Woodsfield Savings Bank received 93 applications in 2025 and made 65 mortgages, in 9 counties across 1 state. The median rate its borrowers got was Not published on a median loan of $135,000. Of 72 decisions, 7 were denials — 9.7%.
| Legal Entity Identifier | 2549005VXCHU3KAB6N44 |
|---|---|
| Applications received | 93 |
| Mortgages made | 65 |
| Denied | 7 |
| Approved, not taken up | 0 |
| Withdrawn or incomplete | 21 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: Woodsfield Savings Bank, 3 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 34 | Not published | $140,000 | 8.1% |
| Refinancing | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Cash-out refinancing | 31 | Not published | $135,000 | 8.8% |
Where Woodsfield Savings Bank lends most
The 9 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Belmont County, OH | 24 | Not published | 14.3% |
| Monroe County, OH | 16 | Not published | 0.0% |
| Harrison County, OH | 9 | Under 10 loans | 10.0% |
| Noble County, OH | 7 | Under 10 loans | 22.2% |
| Guernsey County, OH | 5 | Under 10 loans | 0.0% |
| Franklin County, OH | 1 | Under 10 loans | 0.0% |
| Licking County, OH | 1 | Under 10 loans | 0.0% |
| Tuscarawas County, OH | 1 | Under 10 loans | 0.0% |
| Washington County, OH | 1 | Under 10 loans | 0.0% |
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When Woodsfield Savings Bank’s figures are published for the next year, or restated.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.