Mortgage lenders in Maryland, county by county
125,573 mortgages were made in Maryland in 2025, across 24 counties. Each county page lists every lender that lent there, ranked by how many loans it made, with the median rate its borrowers got and how often it said no.
| County | Lenders | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|---|
| Prince George's County | 490 | 17,064 | 6.625% | $345,000 | 31.4% |
| Montgomery County | 534 | 16,639 | 6.500% | $395,000 | 22.2% |
| Baltimore County | 498 | 15,451 | 6.625% | $265,000 | 24.7% |
| Anne Arundel County | 492 | 14,145 | 6.622% | $345,000 | 21.3% |
| Baltimore city | 472 | 10,215 | 6.750% | $205,000 | 28.7% |
| Frederick County | 397 | 7,470 | 6.500% | $325,000 | 18.7% |
| Howard County | 396 | 6,671 | 6.500% | $375,000 | 20.6% |
| Harford County | 350 | 6,474 | 6.490% | $265,000 | 19.1% |
| Charles County | 344 | 5,144 | 6.490% | $385,000 | 24.5% |
| Carroll County | 321 | 4,205 | 6.625% | $275,000 | 18.0% |
| Washington County | 338 | 3,278 | 6.625% | $225,000 | 23.4% |
| St. Mary's County | 266 | 2,685 | 6.500% | $335,000 | 19.3% |
| Calvert County | 284 | 2,531 | 6.500% | $335,000 | 20.2% |
| Cecil County | 273 | 2,441 | 6.500% | $235,000 | 20.2% |
| Worcester County | 317 | 2,324 | 6.875% | $275,000 | 22.4% |
| Wicomico County | 242 | 2,050 | 6.625% | $205,000 | 25.8% |
| Queen Anne's County | 253 | 1,691 | 6.500% | $315,000 | 20.2% |
| Allegany County | 189 | 1,138 | 6.500% | $125,000 | 20.9% |
| Talbot County | 207 | 907 | 6.750% | $295,000 | 18.9% |
| Dorchester County | 215 | 779 | 6.625% | $235,000 | 27.0% |
| Caroline County | 186 | 748 | 6.625% | $215,000 | 26.3% |
| Garrett County | 181 | 707 | 6.625% | $235,000 | 17.6% |
| Kent County | 170 | 438 | 6.625% | $230,000 | 23.0% |
| Somerset County | 150 | 378 | 6.750% | $165,000 | 32.4% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.