Mortgage Lender Index

Capital City Bank

Capital City Bank is a state bank, federal reserve member based in Tallahassee, Florida, with $4.4 billion in assets and $3.8 billion in deposits as of 30 June 2026. The FDIC’s 2026 branch survey counts 67 branches in 29 counties.

FDIC certificate9622
Charter classState bank, Federal Reserve member
EstablishedNot published
Assets$4.4 billion
Deposits$3.8 billion
Offices67
Net income, year to date$33.6 million
Return on assets1.52%
Websitewww.ccbg.com
Mortgage lendingCapital City Bank reported 462 mortgages made in 2025.

Branches by county, 2026

CountyBranchesDeposits
Leon County, FL 12$1.4 billion
Alachua County, FL 8$270.8 million
Bibb County, GA 4$160.1 million
Levy County, FL 4$137.6 million
Hernando County, FL 3$179.4 million
Gilchrist County, FL 3$109.2 million
Citrus County, FL 3$100.6 million
Bay County, FL 3$24.0 million
Gadsden County, FL 2$230.6 million
Putnam County, FL 2$197.4 million
Walton County, FL 2$40.2 million
Chambers County, AL 2$37.9 million
Cobb County, GA 2$24.1 million
Gwinnett County, GA 2$13.8 million
Taylor County, FL 1$133.1 million
Bradford County, FL 1$129.1 million
Laurens County, GA 1$93.5 million
Troup County, GA 1$83.2 million
Wakulla County, FL 1$76.3 million
Grady County, GA 1$75.0 million
Jefferson County, FL 1$62.3 million
Gulf County, FL 1$52.9 million
Suwannee County, FL 1$51.5 million
St. Johns County, FL 1$48.5 million
Clay County, FL 1$40.7 million
Madison County, FL 1$36.1 million
Dixie County, FL 1$33.7 million
Washington County, FL 1$24.6 million
Forsyth County, GA 1$0

Closed since the 2025 survey

1 branch in the 2025 survey has no 2026 row: closed, sold, or moved.

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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.