Mortgage lenders in Alachua County
4,530 mortgages were made in Alachua County, Florida, in 2025, by 404 lenders. The median rate their borrowers got was 6.620% on a median loan of $235,000. Of 6,530 decisions, 1,740 were denials — 26.7%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CAMPUS USA CREDIT UNION | 391 | 6.875% | $125,000 | 6.9% |
| Rocket Mortgage, LLC | 256 | 6.625% | $205,000 | 16.2% |
| DHI MORTGAGE COMPANY, LTD. | 238 | 4.990% | $325,000 | 14.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 229 | 6.375% | $265,000 | 18.8% |
| Florida Credit Union | 179 | 6.250% | $85,000 | 53.5% |
| Ameris Bank | 144 | 6.500% | $285,000 | 7.0% |
| Radiant Credit Union | 134 | 6.063% | $105,000 | 34.8% |
| LENNAR MORTGAGE, LLC | 132 | 5.000% | $260,000 | 21.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 127 | 6.625% | $285,000 | 3.1% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 124 | 6.625% | $285,000 | 2.4% |
| Advisors Mortgage Group, L.L.C. | 99 | 6.490% | $305,000 | 2.9% |
| Mortgage Lenders Investment Trading Corporation | 87 | 7.125% | $315,000 | 4.2% |
| PENNYMAC LOAN SERVICES, LLC | 75 | 6.499% | $215,000 | 20.0% |
| Navy Federal Credit Union | 65 | 6.250% | $225,000 | 36.9% |
| Truist Bank | 65 | 6.490% | $255,000 | 37.7% |
| Mortgage Research Center, LLC | 61 | 6.250% | $295,000 | 30.8% |
| PNC Bank, National Association | 61 | 7.250% | $155,000 | 32.3% |
| Bank of America, National Association | 58 | 6.490% | $125,000 | 43.4% |
| 21st Mortgage Corporation | 55 | 10.290% | $85,000 | 75.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 54 | 6.688% | $245,000 | 10.9% |
| TD Bank, National Association | 52 | 7.000% | $355,000 | 23.2% |
| EVERETT FINANCIAL, INC. | 50 | 6.375% | $165,000 | 9.1% |
| VYSTAR CREDIT UNION | 48 | 6.813% | $130,000 | 51.5% |
| GUARANTEED RATE, INC. | 46 | 6.725% | $235,000 | 10.5% |
| THE MORTGAGE FIRM, INC. | 46 | 6.625% | $275,000 | 6.1% |
| UNION HOME MORTGAGE CORP. | 44 | 6.625% | $255,000 | 4.2% |
| SouthState Bank, National Association | 43 | 6.625% | $305,000 | 20.0% |
| FREEDOM MORTGAGE CORPORATION | 38 | 6.250% | $275,000 | 21.1% |
| NEWREZ LLC | 36 | 6.938% | $210,000 | 46.4% |
| LOWER, LLC | 33 | 6.875% | $255,000 | 0.0% |
| Broker Solutions, Inc. | 31 | 6.500% | $215,000 | 23.8% |
| Loandepot.Com, LLC | 30 | 6.870% | $140,000 | 36.7% |
| NATIONSTAR MORTGAGE LLC | 30 | 7.370% | $105,000 | 18.9% |
| JPMorgan Chase Bank, National Association | 29 | 6.500% | $205,000 | 21.6% |
| Capital City Bank | 28 | 6.990% | $120,000 | 38.3% |
| RMC HOME MORTGAGE, LLC | 28 | 4.990% | $315,000 | 12.5% |
| FBC MORTGAGE, LLC | 26 | 6.120% | $290,000 | 15.6% |
| ZILLOW HOME LOANS, LLC | 25 | 6.625% | $265,000 | 3.9% |
| NFM, INC. | 24 | 6.875% | $240,000 | 4.0% |
| FIGURE LENDING LLC | 21 | 8.700% | $55,000 | 30.8% |
| Zippy Loans, LLC | 20 | 8.000% | $45,000 | 57.5% |
| First Federal Bank | 20 | 6.370% | $255,000 | 9.1% |
| Regions Bank | 19 | 5.875% | $195,000 | 47.6% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 19 | 6.500% | $275,000 | 0.0% |
| Suncoast Credit Union | 19 | 5.625% | $255,000 | 9.5% |
| AmeriSave Mortgage Corporation | 18 | 7.813% | $65,000 | 70.0% |
| Wells Fargo Bank, National Association | 18 | 6.250% | $195,000 | 41.9% |
| MIDFLORIDA | 18 | 6.433% | $190,000 | 54.6% |
| LAKEVIEW LOAN SERVICING, LLC | 18 | 6.500% | $265,000 | 45.2% |
| DEEPHAVEN MORTGAGE LLC | 18 | 7.375% | $205,000 | 25.0% |
| U.S. Bank National Association | 17 | 7.125% | $165,000 | 45.2% |
| Fifth Third Bank, National Association | 17 | 6.375% | $315,000 | 33.3% |
| TRIAD FINANCIAL SERVICES, INC. | 16 | 8.600% | $75,000 | 51.5% |
| MOVEMENT MORTGAGE, LLC | 16 | 6.250% | $270,000 | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 15 | 6.625% | $215,000 | 16.7% |
| THE LOAN STORE, INC. | 15 | 6.874% | $205,000 | 8.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 15 | 5.875% | $185,000 | 16.7% |
| KIND LENDING, LLC | 15 | 6.500% | $285,000 | 6.3% |
| A&D Mortgage LLC | 15 | 6.750% | $275,000 | 16.7% |
| NEW DAY FINANCIAL, LLC | 14 | 6.990% | $275,000 | 53.3% |
| Commerce Home Mortgage, Inc. | 14 | 7.563% | $340,000 | 0.0% |
| Coastal Community Bank | 13 | 8.990% | $35,000 | 2.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 13 | 6.990% | $175,000 | 21.1% |
| Kiavi Funding, Inc. | 13 | 9.950% | $155,000 | 27.8% |
| CMG MORTGAGE, INC. | 13 | 6.990% | $265,000 | 12.5% |
| Capital City Home Loans, LLC | 13 | 6.875% | $295,000 | 13.3% |
| OCMBC, INC. | 13 | 7.375% | $155,000 | 0.0% |
| SPRING EQ, LLC | 12 | 10.525% | $85,000 | 73.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 12 | 6.125% | $255,000 | 46.9% |
| USAA Federal Savings Bank | 12 | 6.500% | $245,000 | 40.0% |
| PLANET HOME LENDING, LLC | 12 | 6.000% | $285,000 | 7.7% |
| Discover Bank | 10 | 8.025% | $75,000 | 75.6% |
| BETTER MORTGAGE CORPORATION | 10 | 7.000% | $200,000 | 42.1% |
| Third Federal Savings and Loan Association of Cleveland | 10 | 6.990% | $115,000 | 29.4% |
| VILLAGE CAPITAL & INVESTMENT LLC | 10 | 5.750% | $280,000 | 11.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.625% | $190,000 | 16.7% |
| AMWEST FUNDING CORP. | 10 | 6.875% | $240,000 | 9.1% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 10 | 7.870% | $250,000 | 16.7% |
| SPACE COAST CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 21.4% |
| Renasant Bank | 9 | Under 10 loans | Under 10 loans | 16.7% |
| CHAMPIONS FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 40.0% |
| COMMUNITY FIRST CREDIT UNION OF FLO | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 30.8% |
| Plains Commerce Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 8 | Under 10 loans | Under 10 loans | 16.7% |
| First National Bank of Pennsylvania | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| MORTGAGE FINANCIAL GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 26.7% |
| Prosperity Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| GUARANTEED RATE AFFINITY, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900M2C4Q6DATP2889 | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Seacoast National Bank | 6 | Under 10 loans | Under 10 loans | 36.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 40.0% |
| T2 FINANCIAL LLC | 6 | Under 10 loans | Under 10 loans | 30.0% |
| JMAC LENDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUILD MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 45.5% |
| GUIDANCE RESIDENTIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GoodLeap, LLC | 5 | Under 10 loans | Under 10 loans | 25.0% |
| RESICENTRAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LAKE MICHIGAN CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 4 | Under 10 loans | Under 10 loans | 80.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 54.6% |
| Paramount Residential Mortgage Group, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 22.2% |
| Lendage, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| SOUTH RIVER MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FirstBank | 4 | Under 10 loans | Under 10 loans | 37.5% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 20.0% |
| GENEVA FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CLEAREDGE LENDING LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BARWICK BANKING COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 89.7% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 63.6% |
| ALLIANT CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 55.6% |
| MILEND, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FAIRWINDS CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| American Airlines Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| USF Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BrightStar Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AgFirst Farm Credit Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HANCOCK WHITNEY BANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 83.3% |
| The Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Reliable Holdings Manager dba Lendz Financial | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 5493000IRWB5WYTD2P48 | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| PARTNERS Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ADDITION FINANCIAL | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Wolfe Financial, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE EQUITY PARTNERS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NJ LENDERS CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CALCON MUTUAL MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PURDUE | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bell Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Emporium TPO LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Trustmark National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Towne Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cogent Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 204 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Bank branches in Alachua County
53 FDIC-insured branches from 18 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Capital City Bank | 8 | $270.8 million |
| Ameris Bank | 6 | $558.4 million |
| Wells Fargo Bank, National Association | 5 | $1.4 billion |
| Bank of America, National Association | 5 | $1.4 billion |
| Truist Bank | 5 | $382.0 million |
| JPMorgan Chase Bank, National Association | 5 | $352.3 million |
| PNC Bank, National Association | 3 | $277.4 million |
| Fifth Third Bank, National Association | 3 | $39.8 million |
| SouthState Bank, National Association | 2 | $275.7 million |
| Renasant Bank | 2 | $127.5 million |
| First Federal Bank | 2 | $38.8 million |
| TD Bank, National Association | 1 | $182.4 million |
| Seacoast National Bank | 1 | $143.7 million |
| Barwick Banking Company | 1 | $92.3 million |
| Regions Bank | 1 | $90.7 million |
| Millennium Bank | 1 | $29.5 million |
| Florida Capital Bank, National Association | 1 | $18.0 million |
| Gala Bank | 1 | $12.5 million |
Get told when this changes
When the next year’s lending figures are out for Alachua County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.