VILLAGE CAPITAL & INVESTMENT LLC received 32,877 applications in 2025 and made
10,858 mortgages, in 2,494 counties across 50 states.
The median rate its borrowers got was 5.750% on a median loan of $345,000.
Of 25,100 decisions, 6,408 were denials — 25.5%, most often for credit history.
Legal Entity Identifier
549300VCMRO4ST680C11
Applications received
32,877
Mortgages made
10,858
Denied
6,408
Approved, not taken up
7,834
Withdrawn or incomplete
7,777
Loans bought from other lenders
31,437
Median rate spread over the prime offer rate
Not published
FDIC-insured bank
This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name.
By loan purpose
Purpose
Mortgages made
Median rate
Median loan
Denied
Home purchase
144
6.375%
$345,000
65.8%
Refinancing
9,864
5.750%
$345,000
9.3%
Cash-out refinancing
850
5.990%
$315,000
70.0%
Where VILLAGE CAPITAL & INVESTMENT LLC lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
When VILLAGE CAPITAL & INVESTMENT LLC’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are
not a lender, a broker or a lead generator: this is a notification about published data, not a sales call.
Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act
loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application
a covered lender received, as the lender reported it. A median rate is what borrowers got, not what
you will be offered — it depends on the loan, the property, your credit and the market on the day,
and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.