Mortgage lenders in Madison County
12,301 mortgages were made in Madison County, Alabama, in 2025, by 472 lenders. The median rate their borrowers got was 6.490% on a median loan of $235,000. Of 16,264 decisions, 3,145 were denials — 19.3%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| REDSTONE Federal Credit Union | 1,563 | 8.125% | $95,000 | 21.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 784 | 6.124% | $295,000 | 9.3% |
| Rocket Mortgage, LLC | 739 | 6.625% | $205,000 | 16.4% |
| Regions Bank | 507 | 4.990% | $105,000 | 37.2% |
| LENNAR MORTGAGE, LLC | 379 | 4.750% | $305,000 | 15.0% |
| DHI MORTGAGE COMPANY, LTD. | 312 | 4.990% | $275,000 | 9.4% |
| FirstBank | 306 | 6.500% | $265,000 | 5.4% |
| CANOPY MORTGAGE, LLC | 285 | 6.000% | $275,000 | 0.3% |
| STOCKTON MORTGAGE CORPORATION | 282 | 6.313% | $275,000 | 5.0% |
| Trustmark National Bank | 249 | 6.250% | $285,000 | 5.6% |
| FREEDOM MORTGAGE CORPORATION | 248 | 5.875% | $315,000 | 11.3% |
| Heritage Mortgage, LLC | 241 | 5.750% | $295,000 | 0.4% |
| Mortgage Research Center, LLC | 225 | 6.250% | $315,000 | 27.3% |
| Navy Federal Credit Union | 216 | 6.375% | $255,000 | 23.3% |
| Loandepot.Com, LLC | 211 | 6.625% | $215,000 | 24.9% |
| PENNYMAC LOAN SERVICES, LLC | 206 | 6.125% | $245,000 | 17.2% |
| Cadence Bank | 157 | 7.125% | $165,000 | 21.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 141 | 5.490% | $345,000 | 38.4% |
| Pinnacle Bank | 137 | 5.750% | $155,000 | 15.2% |
| SouthState Bank, National Association | 119 | 6.340% | $355,000 | 16.1% |
| Kiavi Funding, Inc. | 110 | 10.490% | $165,000 | 7.4% |
| NATIONSTAR MORTGAGE LLC | 107 | 8.125% | $105,000 | 22.4% |
| Bank Independent | 103 | 6.829% | $165,000 | 6.1% |
| PNC Bank, National Association | 100 | 7.730% | $125,000 | 35.9% |
| FIRST COMMUNITY MORTGAGE, INC. | 99 | 6.375% | $275,000 | 5.2% |
| AVADIAN | 98 | 5.375% | $215,000 | 18.9% |
| Colorado Federal Savings Bank | 93 | 6.375% | $315,000 | 3.1% |
| Renasant Bank | 91 | 6.500% | $345,000 | 8.1% |
| Broker Solutions, Inc. | 90 | 6.750% | $240,000 | 20.3% |
| CB&S Bank, Inc. | 87 | 6.500% | $205,000 | 9.3% |
| DSLD MORTGAGE, LLC | 87 | 6.250% | $305,000 | 5.4% |
| NEWREZ LLC | 84 | 6.250% | $245,000 | 40.6% |
| Synovus Bank | 83 | 6.500% | $205,000 | 15.0% |
| PLANET HOME LENDING, LLC | 77 | 5.990% | $305,000 | 7.1% |
| ServisFirst Bank | 74 | 6.688% | $260,000 | 2.6% |
| Fairway Independent Mortgage Corporation | 73 | 6.490% | $305,000 | 4.0% |
| Bryant Bank | 73 | 7.437% | $175,000 | 2.7% |
| FIRST COLONY MORTGAGE CORPORATION | 68 | 6.250% | $310,000 | 1.1% |
| Wells Fargo Bank, National Association | 67 | 6.375% | $245,000 | 18.1% |
| Assurance Financial Group, L.L.C. | 66 | 6.490% | $275,000 | 8.3% |
| SmartBank | 66 | 7.363% | $190,000 | 5.6% |
| River Bank & Trust | 63 | 6.990% | $185,000 | 3.0% |
| JPMorgan Chase Bank, National Association | 61 | 6.375% | $235,000 | 13.7% |
| FIGURE LENDING LLC | 58 | 8.850% | $65,000 | 26.4% |
| USAA Federal Savings Bank | 57 | 6.125% | $305,000 | 36.3% |
| United Community Bank | 57 | 6.500% | $195,000 | 36.6% |
| 2549005Z23HAAZ6QDM98 | 57 | 6.500% | $315,000 | 0.0% |
| THE LOAN STORE, INC. | 56 | 6.875% | $230,000 | 9.5% |
| UNION HOME MORTGAGE CORP. | 55 | 6.500% | $325,000 | 5.1% |
| Bank of America, National Association | 54 | 5.990% | $155,000 | 29.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 54 | 6.750% | $240,000 | 7.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 52 | 6.938% | $145,000 | 8.6% |
| MOVEMENT MORTGAGE, LLC | 52 | 6.313% | $350,000 | 3.3% |
| Towne Bank | 51 | 6.250% | $275,000 | 5.6% |
| CONTOUR MORTGAGE CORPORATION | 48 | 6.625% | $280,000 | 4.0% |
| AmeriSave Mortgage Corporation | 45 | 8.000% | $95,000 | 70.6% |
| Coastal Community Bank | 44 | 9.490% | $60,000 | 0.0% |
| Truist Bank | 44 | 6.325% | $205,000 | 39.7% |
| SPRING EQ, LLC | 42 | 9.100% | $75,000 | 62.4% |
| GoodLeap, LLC | 40 | 7.025% | $115,000 | 20.3% |
| VICTORIAN FINANCE, LLC | 40 | 6.375% | $240,000 | 16.7% |
| VILLAGE CAPITAL & INVESTMENT LLC | 39 | 5.750% | $345,000 | 26.0% |
| Ixonia Bank | 38 | 6.125% | $275,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 37 | 6.125% | $285,000 | 2.5% |
| HOMEAMERICAN MORTGAGE CORPORATION | 37 | 4.625% | $285,000 | 18.8% |
| First National Bank of Pulaski | 37 | Not published | $215,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 35 | 6.125% | $315,000 | 46.2% |
| KIND LENDING, LLC | 34 | 6.500% | $225,000 | 26.1% |
| 549300XQM4M89ZBZLQ02 | 34 | Not published | $285,000 | 0.0% |
| Bank of Frankewing | 33 | Not published | $245,000 | 15.4% |
| PLAZA HOME MORTGAGE, INC. | 33 | 6.375% | $345,000 | 25.0% |
| NEW DAY FINANCIAL, LLC | 31 | 6.990% | $275,000 | 48.4% |
| CARRINGTON MORTGAGE SERVICES, LLC | 31 | 6.374% | $225,000 | 54.8% |
| LENDINGONE, LLC | 31 | 7.050% | $145,000 | 35.4% |
| GUARANTEED RATE, INC. | 31 | 6.250% | $225,000 | 19.1% |
| INSPIRE HOME LOANS INC. | 31 | 5.250% | $245,000 | 11.6% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 31 | 6.625% | $265,000 | 0.0% |
| CMG MORTGAGE, INC. | 30 | 6.500% | $315,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 25 | 7.375% | $215,000 | 46.8% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 25 | 6.250% | $315,000 | 30.8% |
| FBC MORTGAGE, LLC | 25 | 4.990% | $295,000 | 7.4% |
| HOMEXPRESS MORTGAGE CORP. | 24 | 7.250% | $210,000 | 51.0% |
| North Alabama Bank | 24 | Not published | $115,000 | 0.0% |
| The Federal Savings Bank | 23 | 6.500% | $435,000 | 14.8% |
| EVERETT FINANCIAL, INC. | 23 | 6.625% | $255,000 | 7.7% |
| First Horizon Bank | 23 | 6.500% | $325,000 | 11.5% |
| SouthPoint Bank | 23 | 5.750% | $275,000 | 0.0% |
| BETTER MORTGAGE CORPORATION | 22 | 6.688% | $275,000 | 42.1% |
| GMFS LLC | 22 | 6.125% | $305,000 | 0.0% |
| Citizens Bank, National Association | 22 | 7.900% | $130,000 | 24.1% |
| Equity Prime Mortgage LLC | 21 | 6.625% | $295,000 | 25.0% |
| Hamilton Mortgage Corporation | 21 | 6.250% | $235,000 | 0.0% |
| U.S. Bank National Association | 20 | 7.058% | $205,000 | 39.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 19 | 7.250% | $315,000 | 31.0% |
| MORTGAGEONE, INC. | 19 | 6.375% | $285,000 | 9.5% |
| 21st Mortgage Corporation | 18 | 9.820% | $110,000 | 67.8% |
| Lendage, LLC | 18 | 11.500% | $60,000 | 14.3% |
| ZILLOW HOME LOANS, LLC | 18 | 6.375% | $305,000 | 16.0% |
| LENDLO MORTGAGE, LLC | 18 | 5.870% | $235,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 18 | 6.625% | $215,000 | 0.0% |
| First Federal Bank, A FSB | 17 | 6.250% | $295,000 | 14.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 17 | 7.750% | $335,000 | 10.5% |
| DOMINION FINANCIAL SERVICES, LLC | 17 | 6.875% | $125,000 | 0.0% |
| PHH Mortgage Corporation | 16 | 5.990% | $360,000 | 20.0% |
| PRINCETON MORTGAGE CORPORATION | 16 | 6.250% | $215,000 | 20.8% |
| HOPE FEDERAL CREDIT UNION | 16 | 6.500% | $215,000 | 27.3% |
| Discover Bank | 15 | 8.740% | $65,000 | 75.4% |
| 254900M2C4Q6DATP2889 | 14 | 5.933% | $285,000 | 33.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 14 | 6.740% | $280,000 | 6.7% |
| NBKC BANK | 14 | 6.125% | $325,000 | 6.7% |
| CSL Financial, LLC | 14 | 8.415% | $65,000 | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 13 | 6.375% | $325,000 | 7.1% |
| MORTGAGE INVESTORS GROUP, INC. | 13 | 6.375% | $285,000 | 0.0% |
| Tomo Mortgage, LLC | 12 | 6.250% | $360,000 | 7.7% |
| First Federal Bank | 12 | 5.750% | $480,000 | 25.0% |
| TOWNE MORTGAGE COMPANY | 12 | 6.188% | $280,000 | 6.3% |
| Listerhill Credit Union | 12 | 6.313% | $155,000 | 7.7% |
| First Jackson Bank, Inc. | 12 | Not published | $350,000 | 7.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 11 | 5.995% | $425,000 | 17.4% |
| Plains Commerce Bank | 11 | 7.000% | $305,000 | 8.3% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 11 | 7.125% | $175,000 | 12.5% |
| Prosperity Home Mortgage, LLC | 11 | 5.990% | $335,000 | 8.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.375% | $265,000 | 0.0% |
| BPL MORTGAGE TRUST, LLC | 11 | 6.875% | $155,000 | 0.0% |
| BankFirst Financial Services | 11 | 7.450% | $155,000 | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 11 | 5.990% | $285,000 | 0.0% |
| EvaBank | 10 | Not published | $55,000 | 45.0% |
| OCMBC, INC. | 10 | 7.249% | $250,000 | 6.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 6.188% | $310,000 | 9.1% |
| Citizens Bank & Trust | 10 | 7.750% | $120,000 | 28.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 10 | 7.000% | $185,000 | 23.1% |
| Primis Mortgage Company | 10 | 6.433% | $365,000 | 0.0% |
| Magnolia Bank, Incorporated | 10 | 6.250% | $310,000 | 9.1% |
| DEEPHAVEN MORTGAGE LLC | 10 | 6.990% | $235,000 | 9.1% |
| NFM, INC. | 10 | 6.250% | $210,000 | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| CHURCHILL MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 9 | Under 10 loans | Under 10 loans | 9.1% |
| WILSON BANK AND TRUST | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| North Alabama Educators Credit Union | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Premier Bank of the South | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 63.4% |
| SUN WEST MORTGAGE COMPANY, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| LoanUnited.com, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| AMERICAN HERITAGE LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 9.1% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Wolfe Financial, Inc | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Click n' Close, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| HUNT MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| LIMA ONE CAPITAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Peoples Bank of Alabama | 6 | Under 10 loans | Under 10 loans | 12.5% |
| GENWAY HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Armed Forces Bank, National Association | 6 | Under 10 loans | Under 10 loans | 25.0% |
| NORTHROP GRUMMAN Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 12.5% |
| ALABAMA CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 6 | Under 10 loans | Under 10 loans | 0.0% |
| JUSTICE Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Family Security Credit Union | 5 | Under 10 loans | Under 10 loans | 58.3% |
| CLEARPATH LENDING | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ENDEAVOR CAPITAL, LLC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FAMILY SAVINGS CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICA'S FIRST | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 4 | Under 10 loans | Under 10 loans | 44.4% |
| LOWER, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 50.0% |
| LONGBRIDGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 16.7% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Simple, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Consumer First Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Raymond James Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Easy Street Capital, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 3 | Under 10 loans | Under 10 loans | 86.2% |
| TAMMAC HOLDINGS CORPORATION | 3 | Under 10 loans | Under 10 loans | 78.6% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 272 lenders each made 3 or fewer mortgages here, and are counted in the totals above.
Bank branches in Madison County
103 FDIC-insured branches from 35 banks, as of 30 June 2026, with the deposits held at them.
Closed since the 2025 survey
12 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- BankPlus, 509 Madison St Se, Huntsville
- Cadence Bank, 10175 Highway 431 S, New Hope
- Cadence Bank, 3001 Mountain Cove Blvd Se, Owens Cross Roads
- Cadence Bank, 312 Clinton Ave W, Huntsville
- Cadence Bank, 41 Hughes Rd, Madison
- Cadence Bank, 7302 Highway 72 W, Madison
- Southern States Bank, 415 Church St Nw, Ste 100 Bldg H, Huntsville
- Synovus Bank, 11 Hughes Rd, Madison
- Synovus Bank, 1333 Enterprise Way Nw, Huntsville
- Synovus Bank, 301 Washington St Nw, Huntsville
- Synovus Bank, 4650 Whitesburg Dr Sw, Huntsville
- Tower Community Bank, 8097 Madison Blvd, Madison
Get told when this changes
When the next year’s lending figures are out for Madison County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.