EvaBank
EvaBank received 348 applications in 2025 and made 180 mortgages, in 37 counties across 3 states. The median rate its borrowers got was Not published on a median loan of $65,000. Of 258 decisions, 68 were denials — 26.4%.
| Legal Entity Identifier | 549300FOTVC2DXJ6YD92 |
|---|---|
| Applications received | 348 |
| Mortgages made | 180 |
| Denied | 68 |
| Approved, not taken up | 10 |
| Withdrawn or incomplete | 90 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | Not published |
| FDIC-insured bank | Yes: EvaBank, 7 offices |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 103 | Not published | $65,000 | 25.7% |
| Refinancing | 50 | Not published | $95,000 | 20.0% |
| Other purposes | 27 | Not published | $45,000 | 37.8% |
Where EvaBank lends most
The 37 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Cullman County, AL | 31 | Not published | 23.3% |
| Jefferson County, AL | 20 | Not published | 25.0% |
| Morgan County, AL | 20 | Not published | 16.0% |
| Lauderdale County, AL | 10 | Not published | 16.7% |
| Lawrence County, AL | 10 | Not published | 37.5% |
| Madison County, AL | 10 | Not published | 45.0% |
| Marshall County, AL | 10 | Not published | 33.3% |
| Blount County, AL | 9 | Under 10 loans | 23.1% |
| Shelby County, AL | 8 | Under 10 loans | 10.0% |
| Walker County, AL | 8 | Under 10 loans | 0.0% |
| Etowah County, AL | 7 | Under 10 loans | 12.5% |
| Limestone County, AL | 6 | Under 10 loans | 40.0% |
| DeKalb County, AL | 5 | Under 10 loans | 16.7% |
| Colbert County, AL | 3 | Under 10 loans | 40.0% |
| Jackson County, AL | 3 | Under 10 loans | 40.0% |
| Cherokee County, AL | 2 | Under 10 loans | 33.3% |
| Franklin County, AL | 2 | Under 10 loans | 33.3% |
| Marion County, AL | 2 | Under 10 loans | 0.0% |
| Tuscaloosa County, AL | 2 | Under 10 loans | 0.0% |
| Winston County, AL | 2 | Under 10 loans | 25.0% |
| Baldwin County, AL | 1 | Under 10 loans | 0.0% |
| Dale County, AL | 1 | Under 10 loans | 0.0% |
| Escambia County, AL | 1 | Under 10 loans | 0.0% |
| Fayette County, AL | 1 | Under 10 loans | 0.0% |
| Houston County, AL | 1 | Under 10 loans | 50.0% |
| Lee County, AL | 1 | Under 10 loans | 0.0% |
| Monroe County, AL | 1 | Under 10 loans | 0.0% |
| St. Clair County, AL | 1 | Under 10 loans | 0.0% |
| Talladega County, AL | 1 | Under 10 loans | 0.0% |
| Jackson County, MS | 1 | Under 10 loans | 0.0% |
| Bibb County, AL | 0 | Under 10 loans | 100.0% |
| Calhoun County, AL | 0 | Under 10 loans | 100.0% |
| Choctaw County, AL | 0 | Under 10 loans | 100.0% |
| Macon County, AL | 0 | Under 10 loans | 100.0% |
| Mobile County, AL | 0 | Under 10 loans | 0.0% |
| Pickens County, AL | 0 | Under 10 loans | 100.0% |
| Okaloosa County, FL | 0 | Under 10 loans | 100.0% |
Get told when this changes
When EvaBank’s figures are published for the next year, or restated.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.