Mortgage lenders in Tuscaloosa County
4,403 mortgages were made in Tuscaloosa County, Alabama, in 2025, by 360 lenders. The median rate their borrowers got was 6.500% on a median loan of $215,000. Of 6,221 decisions, 1,526 were denials — 24.5%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| First Federal Bank, A FSB | 513 | 6.250% | $245,000 | 3.5% |
| ALABAMA ONE | 285 | 7.500% | $85,000 | 10.4% |
| Regions Bank | 251 | 5.625% | $105,000 | 35.4% |
| MOVEMENT MORTGAGE, LLC | 212 | 6.500% | $225,000 | 2.4% |
| Rocket Mortgage, LLC | 184 | 6.750% | $170,000 | 28.2% |
| BankFirst Financial Services | 179 | 6.500% | $235,000 | 1.6% |
| DHI MORTGAGE COMPANY, LTD. | 177 | 4.990% | $275,000 | 25.7% |
| Bryant Bank | 142 | 7.500% | $205,000 | 3.4% |
| Cadence Bank | 126 | 6.625% | $250,000 | 12.2% |
| United Community Bank | 120 | 6.250% | $210,000 | 14.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 114 | 6.125% | $235,000 | 23.0% |
| FirstBank | 90 | 6.500% | $275,000 | 25.8% |
| PENNYMAC LOAN SERVICES, LLC | 67 | 6.500% | $175,000 | 20.0% |
| Trustmark National Bank | 63 | 6.625% | $215,000 | 7.4% |
| NFM, INC. | 61 | 6.250% | $215,000 | 1.6% |
| Mortgage Research Center, LLC | 57 | 6.250% | $275,000 | 39.2% |
| FREEDOM MORTGAGE CORPORATION | 53 | 6.125% | $275,000 | 9.1% |
| Renasant Bank | 50 | 6.875% | $265,000 | 5.7% |
| Synovus Bank | 46 | 6.625% | $225,000 | 27.0% |
| West Alabama Bank & Trust | 46 | Not published | $155,000 | 2.0% |
| TRIAD FINANCIAL SERVICES, INC. | 45 | 7.950% | $115,000 | 32.3% |
| SmartBank | 43 | 7.000% | $225,000 | 20.3% |
| PNC Bank, National Association | 42 | 7.640% | $115,000 | 44.9% |
| Navy Federal Credit Union | 39 | 7.750% | $135,000 | 32.8% |
| STOCKTON MORTGAGE CORPORATION | 39 | 7.000% | $205,000 | 4.9% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 32 | 10.750% | $100,000 | 87.1% |
| ALABAMA CREDIT UNION | 32 | 5.750% | $200,000 | 22.0% |
| 21st Mortgage Corporation | 31 | 10.570% | $115,000 | 72.0% |
| NATIONSTAR MORTGAGE LLC | 30 | 8.563% | $65,000 | 25.0% |
| JPMorgan Chase Bank, National Association | 29 | 6.500% | $185,000 | 11.4% |
| MORIA DEVELOPMENT, INC. | 29 | 6.625% | $265,000 | 12.1% |
| AMERICA'S FIRST | 29 | 5.750% | $65,000 | 21.6% |
| CROSSCOUNTRY MORTGAGE, INC. | 28 | 6.563% | $190,000 | 22.5% |
| Loandepot.Com, LLC | 27 | 6.990% | $185,000 | 44.2% |
| GUILD MORTGAGE COMPANY | 26 | 6.625% | $225,000 | 10.3% |
| CB&S Bank, Inc. | 26 | 6.490% | $295,000 | 3.7% |
| SOUTHWEST FUNDING, LP | 24 | 6.933% | $230,000 | 0.0% |
| NEWREZ LLC | 23 | 6.625% | $195,000 | 50.0% |
| FIGURE LENDING LLC | 23 | 9.150% | $45,000 | 18.6% |
| LENNAR MORTGAGE, LLC | 21 | 5.250% | $265,000 | 30.0% |
| Robertson Banking Company | 21 | Not published | $95,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 20 | 6.250% | $230,000 | 4.6% |
| Broker Solutions, Inc. | 19 | 7.125% | $215,000 | 28.6% |
| RELIANCE FIRST CAPITAL, LLC | 19 | 6.375% | $235,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 19 | 6.625% | $255,000 | 4.8% |
| LENDLO MORTGAGE, LLC | 18 | 5.750% | $255,000 | 10.0% |
| Fairway Independent Mortgage Corporation | 18 | 6.688% | $250,000 | 5.3% |
| Equity Prime Mortgage LLC | 17 | 6.250% | $235,000 | 43.3% |
| Prosperity Home Mortgage, LLC | 17 | 6.375% | $225,000 | 15.0% |
| AmeriSave Mortgage Corporation | 16 | 7.438% | $125,000 | 79.2% |
| Wells Fargo Bank, National Association | 16 | 6.250% | $240,000 | 15.8% |
| AVADIAN | 15 | 4.990% | $215,000 | 21.1% |
| 2549005Z23HAAZ6QDM98 | 15 | 6.375% | $295,000 | 6.3% |
| Central State Bank | 15 | Not published | $205,000 | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 14 | 6.375% | $140,000 | 51.3% |
| Consumer First Mortgage, Inc. | 14 | 6.438% | $270,000 | 12.5% |
| Citizens Bank, National Association | 13 | 7.400% | $105,000 | 27.8% |
| Colorado Federal Savings Bank | 12 | 6.438% | $380,000 | 0.0% |
| SPRING EQ, LLC | 11 | 9.975% | $45,000 | 60.7% |
| U.S. Bank National Association | 11 | 6.990% | $235,000 | 47.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 11 | 6.875% | $205,000 | 0.0% |
| TOWNE MORTGAGE COMPANY | 10 | 6.495% | $230,000 | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 9 | Under 10 loans | Under 10 loans | 37.5% |
| GUARANTEED RATE, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 8 | Under 10 loans | Under 10 loans | 66.7% |
| Coastal Community Bank | 8 | Under 10 loans | Under 10 loans | 8.3% |
| Bank of America, National Association | 8 | Under 10 loans | Under 10 loans | 55.6% |
| SOUTHWEST STAGE FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 7.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 38.5% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 7 | Under 10 loans | Under 10 loans | 53.3% |
| LOWER, LLC | 7 | Under 10 loans | Under 10 loans | 46.2% |
| THE LOAN STORE, INC. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| AMERIHOME MORTGAGE COMPANY, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| APCO EMPLOYEES | 7 | Under 10 loans | Under 10 loans | 41.7% |
| Commerce Home Mortgage, Inc. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Investar Bank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Stifel Bank and Trust | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| OCMBC, INC. | 6 | Under 10 loans | Under 10 loans | 45.5% |
| MILEND, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| GMFS LLC | 6 | Under 10 loans | Under 10 loans | 11.1% |
| LEADERONE FINANCIAL CORPORATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FBC MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank of Alabama | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Lendage, LLC | 5 | Under 10 loans | Under 10 loans | 30.0% |
| FIRST COLONY MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 12.5% |
| CMG MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| KIND LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First State Bank of the South, Inc. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SouthPoint Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 77.3% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 61.5% |
| Southern Bancorp Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| BETTER MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 55.6% |
| ALL IN FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 55.6% |
| GoodLeap, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| GENWAY HOME MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 16.7% |
| HOMEXPRESS MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 16.7% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ROYAL UNITED MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Assurance Financial Group, L.L.C. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| ZILLOW HOME LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| River Bank & Trust | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE INVESTORS GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First Horizon Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank of Greensboro | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Right | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 3 | Under 10 loans | Under 10 loans | 66.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 20.0% |
| First Financial Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Community Bank of Mississippi | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ALABAMA CENTRAL | 3 | Under 10 loans | Under 10 loans | 40.0% |
| First South Farm Credit, ACA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CREDENCE FUNDING CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Liberty | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ServisFirst Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| United Trust Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Barrington Bank & Trust Company, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ACIPCO Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ISERVE RESIDENTIAL LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Independent | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CIS Financial Services, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 58.3% |
| 254900M2C4Q6DATP2889 | 2 | Under 10 loans | Under 10 loans | 60.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 40.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Red River Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| EvaBank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SouthState Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Mutual Savings Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Hamilton Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Guaranty Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HUNT MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENDEAVOR CAPITAL, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VICTORIAN FINANCE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Churchill Funding I LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Traditions Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Eco Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| b1BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEGACY COMMUNITY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MAX Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Hometown Bank of Alabama | 2 | Under 10 loans | Under 10 loans | 0.0% |
| REDSTONE Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CU COMMUNITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Exchange Bank of Alabama | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Signature Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Arvest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| PHH Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 160 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Bank branches in Tuscaloosa County
49 FDIC-insured branches from 25 banks, as of 30 June 2026, with the deposits held at them.
| Bank | Branches here | Deposits |
|---|---|---|
| Regions Bank | 7 | $785.8 million |
| Bryant Bank | 4 | $937.4 million |
| SmartBank | 3 | $593.9 million |
| Pinnacle Bank | 3 | $491.6 million |
| Wells Fargo Bank, National Association | 3 | $288.9 million |
| PNC Bank, National Association | 3 | $257.9 million |
| First Federal Bank, A FSB | 3 | $120.4 million |
| The Huntington National Bank | 2 | $215.6 million |
| BankFirst Financial Services | 2 | $206.3 million |
| West Alabama Bank & Trust | 2 | $127.3 million |
| Robertson Banking Company | 2 | $71.0 million |
| Woodforest National Bank | 2 | $3.3 million |
| Renasant Bank | 1 | $99.8 million |
| CB&S Bank, Inc. | 1 | $67.9 million |
| Local Bank | 1 | $48.1 million |
| United Community Bank | 1 | $45.0 million |
| First US Bank | 1 | $42.2 million |
| JPMorgan Chase Bank, National Association | 1 | $40.6 million |
| Truist Bank | 1 | $32.2 million |
| First Financial Bank | 1 | $30.6 million |
| Trustmark Bank | 1 | $23.9 million |
| FirstBank | 1 | $23.4 million |
| First State Bank of the South, Inc. | 1 | $18.1 million |
| River Bank & Trust | 1 | $6.3 million |
| Investar Bank, National Association | 1 | $5.3 million |
Closed since the 2025 survey
5 branches in the 2025 survey have no 2026 row: closed, sold, or moved.
- Cadence Bank, 1615 Mcfarland Blvd N, Tuscaloosa
- Cadence Bank, 2020 University Blvd, Ste 100, Tuscaloosa
- Synovus Bank, 2200 Jack Warner Pkwy, Ste 100, Tuscaloosa
- Synovus Bank, 3068 Mcfarland Boulevard (A/K/A Highway 82), Northport
- Synovus Bank, 6800 Highway 69 S, Tuscaloosa
Get told when this changes
When the next year’s lending figures are out for Tuscaloosa County, or a lender arrives or leaves.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. Branches and deposits come from the FDIC Summary of Deposits as of 30 June 2026, and bank balance sheets from the FDIC institutions directory. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.