Signature Federal Credit Union
Signature Federal Credit Union received 736 applications in 2025 and made 258 mortgages, in 381 counties across 47 states. The median rate its borrowers got was 8.000% on a median loan of $105,000. Of 407 decisions, 145 were denials — 35.6%, most often for debt-to-income ratio.
| Legal Entity Identifier | 549300SQKZC6HESYGO25 |
|---|---|
| Applications received | 736 |
| Mortgages made | 258 |
| Denied | 145 |
| Approved, not taken up | 4 |
| Withdrawn or incomplete | 329 |
| Loans bought from other lenders | 0 |
| Median rate spread over the prime offer rate | 0.99 points |
| FDIC-insured bank | This lender is not an FDIC-insured bank under this name: a mortgage company, a credit union, or a bank filing under another name. |
By loan purpose
| Purpose | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Home purchase | 22 | 6.500% | $185,000 | 17.2% |
| Refinancing | 12 | 7.875% | $135,000 | 40.0% |
| Cash-out refinancing | 15 | 8.500% | $105,000 | 5.9% |
| Other purposes | 209 | 8.000% | $105,000 | 38.4% |
Where Signature Federal Credit Union lends most
The 50 counties where it made the most mortgages in 2025. Each county page ranks every lender there.
| County | Mortgages made | Median rate | Denied |
|---|---|---|---|
| Maricopa County, AZ | 7 | Under 10 loans | 36.4% |
| Fairfax County, VA | 5 | Under 10 loans | 28.6% |
| Orange County, CA | 4 | Under 10 loans | 20.0% |
| San Diego County, CA | 4 | Under 10 loans | 20.0% |
| Cook County, IL | 4 | Under 10 loans | 33.3% |
| Wake County, NC | 4 | Under 10 loans | 0.0% |
| Prince William County, VA | 4 | Under 10 loans | 20.0% |
| Alexandria city, VA | 4 | Under 10 loans | 0.0% |
| Orange County, FL | 3 | Under 10 loans | 25.0% |
| Lake County, IL | 3 | Under 10 loans | 25.0% |
| Will County, IL | 3 | Under 10 loans | 0.0% |
| Erie County, NY | 3 | Under 10 loans | 25.0% |
| Tuscaloosa County, AL | 2 | Under 10 loans | 0.0% |
| Pinal County, AZ | 2 | Under 10 loans | 0.0% |
| Placer County, CA | 2 | Under 10 loans | 0.0% |
| Riverside County, CA | 2 | Under 10 loans | 0.0% |
| Sacramento County, CA | 2 | Under 10 loans | 0.0% |
| San Bernardino County, CA | 2 | Under 10 loans | 0.0% |
| San Joaquin County, CA | 2 | Under 10 loans | 33.3% |
| Solano County, CA | 2 | Under 10 loans | 0.0% |
| Capitol Planning Region, CT | 2 | Under 10 loans | 33.3% |
| Broward County, FL | 2 | Under 10 loans | 0.0% |
| St. Lucie County, FL | 2 | Under 10 loans | 0.0% |
| Cobb County, GA | 2 | Under 10 loans | 33.3% |
| Hendricks County, IN | 2 | Under 10 loans | 33.3% |
| Lake County, IN | 2 | Under 10 loans | 33.3% |
| Anne Arundel County, MD | 2 | Under 10 loans | 0.0% |
| Queen Anne's County, MD | 2 | Under 10 loans | 0.0% |
| Cheshire County, NH | 2 | Under 10 loans | 0.0% |
| Middlesex County, NJ | 2 | Under 10 loans | 33.3% |
| Ocean County, NJ | 2 | Under 10 loans | 0.0% |
| Union County, NJ | 2 | Under 10 loans | 0.0% |
| Buncombe County, NC | 2 | Under 10 loans | 33.3% |
| Marion County, OR | 2 | Under 10 loans | 0.0% |
| Washington County, OR | 2 | Under 10 loans | 33.3% |
| Allegheny County, PA | 2 | Under 10 loans | 50.0% |
| Berks County, PA | 2 | Under 10 loans | 0.0% |
| Philadelphia County, PA | 2 | Under 10 loans | 33.3% |
| Utah County, UT | 2 | Under 10 loans | 50.0% |
| Loudoun County, VA | 2 | Under 10 loans | 0.0% |
| Nicholas County, WV | 2 | Under 10 loans | 0.0% |
| Dale County, AL | 1 | Under 10 loans | 0.0% |
| Jefferson County, AL | 1 | Under 10 loans | 50.0% |
| Lee County, AL | 1 | Under 10 loans | 0.0% |
| Mobile County, AL | 1 | Under 10 loans | 0.0% |
| Yavapai County, AZ | 1 | Under 10 loans | 0.0% |
| Conway County, AR | 1 | Under 10 loans | 0.0% |
| Contra Costa County, CA | 1 | Under 10 loans | 0.0% |
| Kern County, CA | 1 | Under 10 loans | 50.0% |
| Los Angeles County, CA | 1 | Under 10 loans | 50.0% |
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.